Utica University

Usually, college tuition goes up about 3% every year.

Remember, the total cost of tuition isn't the final cost for attending college. Many students pay a lot less than the total tuition after grants, scholarships, and tuition discounts are awarded. And, student loans can make theprice of collegemore manageable until you're done with college.

Utica College meets 58.1% of the demonstrated financial need for undergraduates. First-year students that attend Utica College full-time are awarded $20,776 a year in financial aid, on average.

Students in the class of 2023 who had taken out student loans graduated with an average of $36,234 of debt.

Utica College: In-state vs. Out-of-State Tuition

Utica College is a private, nonprofit institution, which means it has the same tuition for residents of New York as it does for residents from other states.

Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a college where you qualify for in-state tuition can cut the cost of college tuition. Don't forget to check your state's requirements for in-state residency. Every state has its own rules about what makes someone eligible for in-state tuition. Most states require students to have resided in the state for a certain period of time before qualifying. There may be other criteria too, depending on the state you and your parents currently reside in.

Explore other New York colleges

Utica College International Student Tuition

Utica College has the same tuition for international students as for those from out of state.

International students are not eligible for federal financial aid, but may be eligible for private or Utica College-specific aid and scholarships. International students with need may qualify for the following types of financial support at Utica College:

•On-campus jobs •Loans from outsideUtica College •Utica College-specific scholarships •International Students Tuition Waivers

International students without financial need may be eligible for merit-based institutional scholarships.

---

Utica College Housing Expenses, Fees, and More

---

In addition to the cost of tuition, room and board, books, transportation and fees are also costs it consider when budgeting for college. Let's take a look at what impacts these costs, and what to expect at Utica College.

Room and Board Costs at Utica College

Board costs can depend on the number of meals you intend to eat on-campus

How Much Do Books Cost at Utica College?

The cost of books often surprises first-year college students. The actual cost of books depends on the courses you take and what kinds of books and materials they require. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Annual Fees

Most schools charge some yearly fees to offsets cost associated with maintaining facilties, like the computer labs and libraries, athletic facilities, and more.

There may be additional fees associated with participating in certain activities, like Greek Life, or participating in sports or other extracurriculars. Most colleges offer ways for students with financial need to get help covering these fees.

Planes, Trains, and Automobiles: Transportation costs at Utica College

The total cost of getting around in college depends on a few key factors. Will you take a subway, car or an airplane to get to school? Is on-campus parking free, or will you need to budget for parking? Is the campus walkable? Do you plan to bring a car or are you planning to use busses, subways, or other modes of transportation? All of these questions can make a big difference in your transportation budget. At Utica College, freshman are allowed to park on campus.

Where are a college is located can also have a big effect on your transportation budget. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, transportation in an urban area may be pricey, but there may be more trains, busses and affordable flights to actually get to school. Utica Collegeis in a suburb in New York.

Other Costs

When estimating your budget for college, be sure to take into account the cost of things like going out to eat or see shows, furnishing your living space, and things like haircuts, clothes and, yes, even toilet paper and shampoo.

---

Financial Breakdown for Utica College

---

Now, let’s go over all of the costs we've covered, to get a better idea of what is really costs to go to Utica College.

How Much Does Utica College Cost?

What will the cost of attending Utica College be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

---

Financial Aid at Utica College

---

The majority of Utica College undergrads use financial aid to help pay for school. In 2023, 1,640 of the 2,678 undergrads enrolled received financial aid. Utica College meets 58.1% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $20,776 a year. Around 80.86% of Utica College undergrads take out student loans to cover any remaining costs. Utica College graduates who have student loans graduate with an average of $36,234 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$23,236
Private Loans	$40,588

Most Common Loans for Utica College Students
Federal Loans	79.78%
Private loans	26.47%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Utica College financial aid, keep reading, or visit their financial aid website.

Scholarships at Utica College

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Utica College awarded 1,444 need-based scholarships to students, giving away total of $21.6 million to help students with financial need cover the cost of school. An additional $2.12 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Utica College Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Utica College students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Utica College was $20,776 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Utica College seem more manageable.

What will attending Utica College really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the Utica College's net cost calculator on their website.

Utica College Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Utica College Tuition Waivers

Schools sometimes offer tuition waivers to certain groups, to reduce the total cost of attendance. Some colleges offer tuition waivers for employees and their family members, underrepresented students, or military students. Even with a tuition waiver, students are usually responsible for housing, meal plans, and other expenses.

Utica College has some full or partial tuition waivers available for: - International Students

Check the financial aid website for more information on payment plans and tuition waivers.

Utica College's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

Utica College's endowment was valued at $35.5 million in 2023, compared to a national average of $905 million.

---

Learn More About Utica College

---

To learn more about Utica College, choose from the options below:

Overview

Student Life

Academics

Admissions

Visit the College Confidential forums to join the conversation about Utica College