University of the Pacific

In 2022, tuition for full-time students at Pacific was $54,506 a year.

Tuition increased 5.57% in 2023–from $51,628 the previous year. Usually, college tuition rises about 3% year.

Remember, the advertized cost of tuition doesn't give you all the info you need to know how much you will actually have to pay for college. Many students owe much less than the sticker price after grants, scholarships, and tuition discounts are awarded. Plus, student loans can make theprice of collegefeel more doable until you've finishing school and found a job.

University of the Pacific meets 74.6% of the demonstrated financial need for undergraduates. First-year students that attend University of the Pacific full-time are awarded $45,352 a year in financial aid, on average.

Graduates in the class of 2023 had an average of $25,840 in student loans per borrower.

Does University of the Pacific Offer In-State and Out-of-State Tuition?

University of the Pacific is a private, nonprofit institution, which means it has the same tuition for residents of California as it does for residents from other states.

Public schools receive funds from the state to help them cover costs. Public insitutions often offer a lower cost of attendance for students who are residents of that state.

Choosing a college where you qualify for in-state tuition can cut the cost of college tuition. Take the time to verify your state's rules for as an in-state resident. Each state has different requirements to qualify as in-state resident. Most states require students to have resided in the state for a certain period of time before qualifying. There may be other criteria as well, depending on the state you and your parents currently reside in.

Explore other California colleges

Do International Students Pay More to Go to University of the Pacific?

Tuition at University of the Pacific is the same for all students.

Students from outside of the U.S. are not eligible for federal financial aid, but should research private or University of the Pacific-specific grants, scholarships, and other funding opportunities.

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University of the Pacific Living Expenses, Fees, and More

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Tuition is not the only cost of attending college; there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at University of the Pacific.

Room and Board Costs at University of the Pacific

Housing and campus dining at University of the Pacific costs $16,688 a year. This includes the cost of living in dorms or other on-campus housing, and a meal plan that allows you to eat all or some of your meals the University of the Pacific's on-campus cafeterias and dining halls.

Board costs may vary depending on the number of meals you intend to eat on-campus

How Much Do Books Cost at University of the Pacific?

The cost of books often surprises first-year college students. The actual cost of books depends on the courses you take and the textbooks, computer programs, or other materials are required.. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Yearly Fees

The majority of colleges also have fees to help cover the cost of facilties, like the computer labs and libraries, athletic facilities, and more.

There may be additional fees associated with participating in certain activities, like Greek Life, or participating in sports or other extracurriculars. Many schools offer resources so that those with financial need to find ways to lower or eliminate these costs.

Transportation costs

The cost of transportation in college depends on a few key factors. Will you take a subway, car or an airplane to get to school? Will you need to pay to park on-campus? Is the campus easy to get around on foot? Do you plan to bring a car or will you need to use public transportation? All of these factors can drastically impact your estimated cost of transportation.

The location of a college or university can impact transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, transportation in a city is usually costly, but cities may offer more trains, busses or affordable flights to actually get to school. The University of the Pacific campus is in a suburb in California, not far from Sacramento.

Other Costs

When you're planning for college, be sure to factor in the cost of things like going out to eat or see shows, furnishing your living space, and things like haircuts, clothes and, yes, even toilet paper and shampoo.

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Financial Breakdown for University of the Pacific

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Now, let’s do a rundown of all of the costs associated with college, to get a better idea of what is really costs to go to University of the Pacific.

How Much Does University of the Pacific Cost?

What will the cost of attending University of the Pacific be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
Tuition	$54,506
Room and Board	$16,688
Other expenses	$2,637

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$75,790
Off-Campus	$56,465

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

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University of the Pacific Financial Aid

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The majority of University of the Pacific undergrads use financial aid to help pay for school. In 2023, 2,204 of the 3,348 undergrads enrolled received financial aid. University of the Pacific meets 74.6% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $45,352 a year. Around 54.8% of University of the Pacific undergrads take out student loans to cover any remaining costs. University of the Pacific graduates who have student loans graduate with an average of $25,840 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$22,231
Private Loans	$36,559

Most Common Loans for University of the Pacific Students
Federal Loans	53.9%
Private loans	5.9%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on University of the Pacific financial aid, keep reading, or visit their financial aid website.

Scholarships at University of the Pacific

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, University of the Pacific awarded 2,168 need-based scholarships to students, giving away total of $83.2 million to help students with financial need cover the cost of school. An additional $17.85 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of University of the Pacific

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for University of the Pacific students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at University of the Pacific was $45,352 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of University of the Pacific seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$30,438
Off-Campus	$11,113

What will attending University of the Pacific really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the University of the Pacific's net cost calculator on their website.

University of the Pacific Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Does Pacific Offer Tuition Waivers?

Schools sometimes waiver tuition for certain groups, to reduce the total cost of attendance. Some colleges offer tuition waivers for employees and their family members, underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.

Check the financial aid website for more information on payment plans and tuition waivers.

University of the Pacific's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

For more information about University of the Pacific's endowment, check with the school directly.

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Learn More About University of the Pacific

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Choose one of the options below to find out more about about University of the Pacific:

Overview

Student Life

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