University of the Incarnate Word

In 2022, tuition for full-time students at Incarnate was $33,700 a year.

In 2023, tuition increased 3.88%–from $32,440 the previous year. Usually, college tuition goes up about 3% every year.

Remember, the total cost of tuition isn't the final cost for attending college. Many students find the actual cost of college is much less than the total tuition after grants, scholarships, and tuition discounts kick in. Additionally, student loans can make theprice of collegefeel more doable until you've finishing school and found a job.

University of the Incarnate Word meets 64% of the demonstrated financial need for undergraduates. First-year students that attend University of the Incarnate Word full-time are awarded $26,830 a year in financial aid, on average.

Graduates in the class of 2023 had an average of $33,528 in student loans per borrower.

In-state vs. Out-of-state Tuition at University of the Incarnate Word

University of the Incarnate Word is a private, religious institution, so it has the same tuition for students from Texas as it does for residents from other states.

Public colleges and universities receive funding from the state government. Public insitutions often offer a lower cost of attendance for students who are residents of that state.

Choosing a college where you qualify for in-state residency can cut the cost of college tuition. Take the time to check your state's guidelines for how to qualify for in-state residency. Every state has its own rules about what makes someone eligible for in-state tuition. Most states require students to have resided in the state for a certain period of time before qualifying. There may be additional requirements too, depending on the state you and your parents currently reside in.

Explore other Texas colleges

University of the Incarnate Word International Student Tuition

University of the Incarnate Word has the same tuition for international students as for those from out of state.

Students from outside of the U.S. are not eligible for loans or grants from the U.S. government, but may qualify for private or school-specific grants, scholarships, and other funding opportunities. International students with need may qualify for the following types of financial support at University of the Incarnate Word:

•University of the Incarnate Word-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

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University of the Incarnate Word Room, Board, Fees, and More

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In addition to the cost of tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at University of the Incarnate Word.

Room and Board Costs at University of the Incarnate Word

Room and board at University of the Incarnate Word is $13,746 a year. This covers the cost of living in dorms or other on-campus housing, plus a meal plan that allows you to eat all or some of your meals the school dining halls. Students who do not live on-campus but still want to use the dining facilities can choose to be on a meal plan. The cost of board-only is $8,242.

Board costs can depend on the number of meals you intend to eat on-campus

How Much Do Books Cost at University of the Incarnate Word?

The cost of books often surprises first-year college students. The real cost of books depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy used textbooks and materials.

Yearly Fees

The majority of colleges also have fees to offsets cost associated with maintaining facilties, like the library, gym and computer labs.

Keep in mind, there could also be additional fees associated with participating in certain activities, like Greek Life, or participating in sports or other extracurriculars. Most colleges offer resources so that those with financial need to get help covering these fees.

Transportation costs

The cost of transportation in college depends on a few key factors. Will you drive, fly, or take public transportation to school? Is on-campus parking free, or will you need to budget for parking? Is the campus small enough that you can easily walk from class-to-class?? Do you plan to bring a car or will you need to use busses, subways, or other modes of transportation? All of these factors can make a big difference in your transportation budget. Keeping in mind, first-year students are allowed to park a car on campus.

The location of a college or university can also have a big effect on the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, getting around in an urban area is usually costly, but cities may offer more buses, trains or affordable flights to actually get to school. University of the Incarnate Wordis located in a city in Texas, not far from San Antonio.

Other Costs

When estimating your budget for college, don’t forget to factor in the cost of things like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.

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Total Tuition and Expenses at University of the Incarnate Word

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Now, let’s do a rundown of all of the costs associated with college, to get a better idea of the actual cost of attending University of the Incarnate Word.

How Much Does University of the Incarnate Word Cost?

What will the cost of attending University of the Incarnate Word be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
Tuition	$33,700
Room and Board	$13,746
Board Only	$5,394
Other expenses	$2,176

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$51,582
Off-Campus	$43,230

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

University of the Incarnate Word’s tuition and fees change based on: •Campus location for full-time and part-time students •Academic program for both full and part-time students

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University of the Incarnate Word Financial Aid

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The majority of University of the Incarnate Word undergrads use financial aid to to cover the cost of tuition. In 2023, 3,048 of the 4,724 undergrads enrolled received financial aid. University of the Incarnate Word meets 64% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $26,830 a year. Around 62% of University of the Incarnate Word undergrads take out student loans to cover any remaining costs. University of the Incarnate Word graduates who have student loans graduate with an average of $33,528 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$27,663
State Loans	$40,618
University of the Incarnate Word-Specific Loans	$2,857
Private Loans	$23,900

Most Common Loans for University of the Incarnate Word Students
Federal Loans	62%
State loans	5%
Institutional Loans	1%
Private loans	7%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on University of the Incarnate Word financial aid, keep reading, or visit their financial aid website.

Scholarships at University of the Incarnate Word

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, University of the Incarnate Word awarded 2,980 need-based scholarships to students, giving away total of $75 million to help students with financial need cover the cost of school. An additional $11.3 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of University of the Incarnate Word

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for University of the Incarnate Word students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at University of the Incarnate Word was $26,830 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of University of the Incarnate Word seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$24,752
Off-Campus	$16,400

What will attending University of the Incarnate Word really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the University of the Incarnate Word's net cost calculator on their website.

University of the Incarnate Word Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

University of the Incarnate Word does not have guaranteed tuition.

University of the Incarnate Word offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Does Incarnate Offer Tuition Waivers?

Schools sometimes offer tuition waivers to certain groups, to reduce the total cost of attendance. Some colleges offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.

Incarnate has some full or partial tuition waivers available for: - Employees or Children of Employees - X - X

Check the financial aid website for more information on payment plans and tuition waivers.

University of the Incarnate Word's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

For more information about University of the Incarnate Word's endowment, check with the school directly.

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Learn More About University of the Incarnate Word

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