University of St. Thomas

In 2022, tuition for full-time students at University of St. Thomas was $32,900 a year.

In 2023, tuition increased 1.28%–from $32,484 the prior year. On average, college tuition goes up about 3% every year.

If these numbers sound impossible, remember, the advertized cost of tuition does not give you all the info you need to know how much you will actually have to pay for college. Many students pay far less than the sticker price after grants, scholarships, and tuition discounts are awarded. And, student loans can make thecost of college more manageable until you're done with college.

University of St. Thomas meets 65.6% of the demonstrated financial need for undergraduates. First-year students that attend University of St. Thomas full-time are awarded $28,916 a year in financial aid, on average.

Graduates in the class of 2023 had an average of $25,573 in student loans per borrower.

In-state vs. Out-of-state Tuition at University of St. Thomas

University of St. Thomas is a private, religious institution, which means it has the same tuition for students from Texas as it does for students who live in other states.

Public colleges and universities receive funding from the state government. These institutions offer a lower cost of attendance for those who qualify as Texas residents.

Attending an insitution where you are eligible for in-state tuition can drastically reduce the overall cost of college. Don't forget to check your state's rules for as an in-state resident. Every state has its own rules about what makes someone eligible for in-state tuition. In many states, students must have lived in the state for 12 months before starting school to qualify for in-state tuition. There may be other criteria as well, depending on the state you and your parents currently reside in.

Explore other Texas colleges

Is University of St. Thomas's Tuition Different for International Students?

Tuition at University of St. Thomas is the same for every student.

International students usually do not qualify for for loans or grants from the U.S. government, but should research private or University of St. Thomas-specific aid and scholarships. International students with need may be eligible for the following types of financial support at University of St. Thomas:

•University of St. Thomas-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships.

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University of St. Thomas Housing Expenses, Fees, and More

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Tuition is not the only cost of attending college; room and board, books, transportation and fees are also costs it consider when budgeting for college. Let's take a look at what impacts these costs, and what to expect at University of St. Thomas.

House and Food Costs at University of St. Thomas

Room and board at University of St. Thomas costs $10,248 a year. This covers the cost of living in dorms or other on-campus housing, and a meal plan that allows you to eat all or some of your meals the school dining facilities.

Meal-plan costs may vary depending on the number of meals you intend to eat on-campus

Cost of Books at University of St. Thomas

The cost of books often surprises first-year college students. The actual cost of books depends on the courses you take and what kinds of books and materials they require. To save money, many students choose to use books from the library or buy used textbooks and materials.

Yearly Fees

Most schools charge some yearly fees to offsets cost associated with maintaining facilties, like the library, gym and computer labs.

There may be additional fees associated with participating in certain activities, like joining a fraternity or sorority, or playing on an intramural sports team. Most colleges have ways for students with demonstrated need to get help covering these costs.

The Cost of Transportation at University of St. Thomas

The cost of transportation in college depends on a few key factors. Will you take a subway, car or an airplane to get to school? Is on-campus parking free, or will you need to budget for parking? Is the campus walkable? Do you own a car, or are you planning to use public transportation? All of these factors can drastically impact your transportation budget. At University of St. Thomas, freshman are not allowed to park on campus.

A school's location can also have a big effect on transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand getting around in a city can be costly, but cities may offer more trains, busses and low-cost flight options to actually get to school. The University of St. Thomas campus is in a city in Texas, not far from Houston.

Other Costs

When you're planning for college, don’t forget to factor in personal expenses, like going out to eat or see shows, furnishing your living space, and things like haircuts, clothes and, yes, even toilet paper and shampoo.

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The Full Cost of Attending University of St. Thomas

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Now, let’s do a rundown of all of the costs associated with college, to get a better idea of how much students can expect to shell out for University of St. Thomas.

How Much Does University of St. Thomas Cost?

What will the cost of attending University of St. Thomas be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
Tuition	$32,900
Room and Board	$10,248
Other expenses	$2,068

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$45,976
Off-Campus	$35,728

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

University of St. Thomas’s tuition and fees change based on: •Academic program for part-time students •Course load for both full and part-time students

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Financial Aid at University of St. Thomas

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The majority of University of St. Thomas undergrads use financial aid to to cover the cost of tuition. In 2023, 1,409 of the 2,729 undergrads enrolled received financial aid. University of St. Thomas meets 65.6% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $28,916 a year. Around 45% of University of St. Thomas undergrads take out student loans to cover any remaining costs. University of St. Thomas graduates who have student loans graduate with an average of $25,573 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$17,436
State Loans	$106,784
Private Loans	$37,557

Most Common Loans for University of St. Thomas Students
Federal Loans	44%
State loans	0.46%
Private loans	9.25%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on University of St. Thomas financial aid, keep reading, or visit their financial aid website.

Scholarships at University of St. Thomas

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, University of St. Thomas awarded 1,237 need-based scholarships to students, giving away total of $30.9 million to help students with financial need cover the cost of school. An additional $7.47 million in merit-based scholarship money was awarded to students without demonstrated financial need.

University of St. Thomas Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for University of St. Thomas students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at University of St. Thomas was $28,916 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of University of St. Thomas seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$17,060
Off-Campus	$6,812

What will attending University of St. Thomas really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the University of St. Thomas's net cost calculator on their website.

University of St. Thomas Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

University of St. Thomas does not have guaranteed tuition.

University of St. Thomas offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

University of St. Thomas Tuition Waivers

Schools sometimes waiver tuition for certain groups, to offset the cost of attending. Some schools offer tuition waivers for employees and their family members, underrepresented students, or military students. Even if you qualify for a waiver, students are usually responsible for housing, meal plans, and other expenses.

Check the financial aid website for more information on payment plans and tuition waivers.

University of St. Thomas's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

As of 2022, the total market value of University of St. Thomas's endowment was $126.5 million. The average college endowment was $905 million in 2021. The school spends $11,562 for each full-time student enrolled.

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Learn More About University of St. Thomas

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