University of Massachusetts Boston

In 2022, UMass Boston's tuition was $14,905 a year for in-state students and $36,581 a year for out-of-state students.

On average, colleges raise tuition about 3% each year.

If this information makes going to college seem daunting, remember, the total cost of tuition isn't necessarily what you will have to pay to attend a school. Many students pay much less than the sticker price after grants, scholarships, and tuition discounts are awarded. And, student loans can make the amount you do have to pay for college feel more doable until you've finishing school and found a job.

Tuition for international students at University of Massachusetts Boston is $36,581 per year.

University of Massachusetts Boston meets 83.6% of the demonstrated financial need for undergraduates. The average financial aid package for a full-time, first-year student at University of Massachusetts Boston is around $20,398 a year.

Students in the class of 2023 who had taken out student loans graduated with an average of $27,117 of debt.

University of Massachusetts Boston: In-state vs. Out-of-State Tuition

University of Massachusetts Boston is a public, state institution, so it offers a reduced tuition rate of $14,905 for students who qualify as state residents and attend full-time. For students who are not considered Massachusetts-residents, out-of-state tuition is $36,581 a year.

Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a college where you qualify for in-state status can cut the cost of college tuition. Take the time to confirm your state's requirements for as an in-state resident. Every state has its own rules about what makes someone eligible for in-state tuition. Most states require students to have resided in the state for a certain period of time before qualifying. There may be other criteria too, depending on the state you and your parents currently live in.

Explore other Massachusetts colleges

Tuition for International Students at University of Massachusetts Boston

University of Massachusetts Boston has the same tuition for international students as for those from out of state.

International students at University of Massachusetts Boston can expect to pay around $36,581 per year, before any scholarships or financial aid.

Students from outside of the U.S. are not eligible for loans or grants from the U.S. government, but may be eligible for private or school-specific aid and scholarships. International students with need may be eligible for the following types of financial support at University of Massachusetts Boston:

•Loans from outsideUniversity of Massachusetts Boston •University of Massachusetts Boston-specific scholarships

---

University of Massachusetts Boston Housing Expenses, Fees, and More

---

Tuition is not the only cost of attending college; room and board, books, transportation and fees are also costs it consider when planning for college. Let's take a look at what impacts these costs, and what to expect at University of Massachusetts Boston.

Room and Board Costs at University of Massachusetts Boston

Room and board at University of Massachusetts Boston costs $17,436 a year. This covers the cost of living in dorms or other on-campus housing, plus a meal plan that enables you to eat all or some of your meals the school dining facilities. Students who live off campus but would like to be able to eat in the campus dining can choose to be on a meal plan. The cost of board-only is $10,350.

Meal-plan costs vary based on on how many meals are included in the plan you choose.

Cost of Books at University of Massachusetts Boston

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The actual cost of books and supplies depends on the courses you take and what kinds of books and materials they require. To save money, many students choose to use books from the library or buy used textbooks and materials.

Yearly Fees

The majority of colleges also have fees to help cover the cost of facilties, like the computer labs and libraries, athletic facilities, and more.

There may be other costs associated with participating in special activities, like Greek Life, or participating in sports or other extracurriculars. Most colleges have ways for students with financial need to find ways to lower or eliminate these costs.

Planes, Trains, and Automobiles: Transportation costs at University of Massachusetts Boston

The cost of getting around in college depends on a few key factors. Will you drive, fly, or take public transportation to school? Is on-campus parking free, or will you need to budget for parking? Is the campus easy to get around on foot? Do you plan to bring a car or will you need to use busses, subways, or other modes of transportation? All of these questions can make a big difference in your estimated cost of transportation.

The location of a college or university can also have a big effect on the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand transportation in a city could be costly, but there may be more buses, trains or affordable flights to actually get to school. University of Massachusetts Bostonis located in a city in Massachusetts.

Other Costs

When creating a budget for college, don’t forget to factor in the cost of things like entertainment, clothes, furnishings and toiletries.

---

The Full Cost of Attending University of Massachusetts Boston

---

Now, let’s do a rundown of all of the costs associated with college, to get a better estimate of the actual cost of attending University of Massachusetts Boston.

How Much Does University of Massachusetts Boston Cost?

What will the cost of attending University of Massachusetts Boston be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
In-state Tuition	$14,905
Out-of-State Tuition	$36,581
Room and Board	$17,436
Board Only	$3,750
Other expenses	$1,420

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

---

University of Massachusetts Boston Financial Aid

---

The majority of University of Massachusetts Boston undergrads use financial aid to help pay for school. In 2023, 6,872 of the 12,221 undergrads enrolled received financial aid. University of Massachusetts Boston meets 83.6% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $20,398 a year. Around 66% of University of Massachusetts Boston undergrads take out student loans to cover any remaining costs. University of Massachusetts Boston graduates who have student loans graduate with an average of $27,117 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$22,143
Private Loans	$28,034

Most Common Loans for University of Massachusetts Boston Students
Federal Loans	66%
Private loans	12%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on University of Massachusetts Boston financial aid, keep reading, or visit their financial aid website.

Scholarships at University of Massachusetts Boston

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, University of Massachusetts Boston awarded 6,538 need-based scholarships to students, giving away total of $85.4 million to help students with financial need cover the cost of school. An additional $62.26 million in merit-based scholarship money was awarded to students without demonstrated financial need.

University of Massachusetts Boston Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for University of Massachusetts Boston students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at University of Massachusetts Boston was $20,398 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of University of Massachusetts Boston seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$-5,605
Net In-state, Off-campus	$1,107
Out-of-State, On-Campus	$36,469

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending University of Massachusetts Boston really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the University of Massachusetts Boston's net cost calculator on their website.

University of Massachusetts Boston Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

UMass Boston Tuition Waivers

Schools sometimes offer tuition waivers to certain groups, to make attending more affordable. Some colleges offer tuition waivers for employees and their family members, underrepresented students, or military students. Even if you qualify for a waiver, students are usually responsible for housing, meal plans, and other expenses.

Check the financial aid website for more information on payment plans and tuition waivers.

University of Massachusetts Boston's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

University of Massachusetts Boston's endowment was valued at $124.6 million in 2023, compared to a national average of $905 million. For each full-time student, University of Massachusetts Boston spends about $15,993 a year.

---

Learn More About University of Massachusetts Boston

---

To learn more about University of Massachusetts Boston, choose from the options below:

Overview

Student Life

Academics

Admissions

Visit the College Confidential forums to join the conversation about University of Massachusetts Boston