University of Central Oklahoma

In 2021, tuition for full-time Central students was $7,284 a year for in-state students and $19,121 a year for out-of-state students.

Usually, colleges raise tuition about 3% each year.

Remember, the displayed price of tuition doesn't mean much if you plan to use financial aid to help pay for college. Many students find the actual cost of college is far less than the sticker price after grants, scholarships, and tuition discounts are awarded. Additionally, student loans can make theprice of collegefeel more doable until after graduation.

Tuition for international students at University of Central Oklahoma is $19,121 per year.

University of Central Oklahoma meets 39.3% of the demonstrated financial need for undergraduates. The average financial aid package for a full-time, first-year student at University of Central Oklahoma is around $9,274 a year.

Graduates in the class of 2023 had an average of $27,385 in student loans per borrower.

Does University of Central Oklahoma Offer In-State and Out-of-State Tuition?

University of Central Oklahoma is a public, state institution, which means it offers a reduced tuition rate of $7,284 for students who qualify as state residents and attend full-time.Non-Oklahoma residents can expect to pay 19,121 per year for tuition.

Public colleges and universities receive funding from the state government. These institutions offer reduced tuition for those who qualify as Oklahoma residents.

Choosing a college where you are eligible for the reduced tuition offered to state residentscan save students a lot of money on the cost of tuition, as well as loans and interest owed. Be sure to confirm your state's requirements for as an in-state resident. Every state has its own rules about what makes someone eligible for in-state tuition. The most common requirement is that students must have lived in the state for a full year before starting school. There may be other criteria too, depending on where you live.

Explore other Oklahoma colleges

Do International Students Pay More to Go to University of Central Oklahoma?

University of Central Oklahoma has the same tuition for international students as for those from out of state.

International students at University of Central Oklahoma usually pay around $19,121 per year, before any scholarships or financial aid.

International students are not eligible for loans or grants from the U.S. government, but should research private or school-specific aid and scholarships. International students who demonstrate financial need may be eligible for the following types of financial support at University of Central Oklahoma:

•University of Central Oklahoma-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

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University of Central Oklahoma Housing Expenses, Fees, and More

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Tuition is not the only cost of attending college; room and board, books, transportation and fees are also costs it consider when budgeting for college. Let's take a look at what impacts these costs, and what to expect at University of Central Oklahoma.

House and Food Costs at University of Central Oklahoma

Room and board at University of Central Oklahoma costs $9,050 a year. This number covers the cost of living in dorms or other on-campus housing, plus a meal plan that allows you to eat all or some of your meals the school dining halls.

Meal-plan costs can depend on the number of meals you intend to eat on-campus

Cost of Books at University of Central Oklahoma

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The real cost of books and supplies depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Yearly Fees

The majority of colleges also have fees to help cover the cost of facilties, like the computer labs and libraries, athletic facilities, and more.

Keep in mind, there could also be additional fees associated with participating in special activities, like joining a fraternity or sorority, or participating in sports or other extracurriculars. Most colleges have ways so that those who may struggle to participate because of cost can find ways to lower or eliminate these fees.

Transportation costs

The cost of getting around in college depends on a few key factors. Will you drive, fly, or take public transportation to school? Will you need to pay to park on-campus? Is the campus small enough that you can easily walk from class-to-class?? Do you plan to bring a car or will you need to use busses, subways, or other modes of transportation? All of these factors can drastically impact your estimated cost of transportation. At University of Central Oklahoma, freshman are allowed to park on campus.

A school's location can impact transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, transportation in a city might be costly, but cities may offer more buses, trains and low-cost flight options to actually get to school. University of Central Oklahomais located in a suburb in Oklahoma, not far from Oklahoma City.

Other Costs

When creating a budget for college, be sure to consider the cost of things like entertainment, clothes, furnishings and toiletries.

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Financial Breakdown for University of Central Oklahoma

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Now, let’s look at the breakdown of all expenses, to get a better estimate of how much students can expect to shell out for University of Central Oklahoma.

Total Cost of University of Central Oklahoma

What will the cost of attending University of Central Oklahoma be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
In-state Tuition	$7,284
Out-of-State Tuition	$19,121
Room and Board	$9,050

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

University of Central Oklahoma’s tuition and fees change based on: •Campus location for full-time and part-time students •Academic program for both full and part-time students •Course load for both full and part-time students •Course level for both full and part-time students

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University of Central Oklahoma Financial Aid

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In 2023, 5,335 of the 12,661 undergrads enrolled received financial aid. University of Central Oklahoma meets 39.3% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $9,274 a year. Around 53.1% of University of Central Oklahoma undergrads take out student loans to cover any remaining costs. University of Central Oklahoma graduates who have student loans graduate with an average of $27,385 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$25,551
Private Loans	$16,240

Most Common Loans for University of Central Oklahoma Students
Federal Loans	52.2%
Private loans	7.4%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on University of Central Oklahoma financial aid, keep reading, or visit their financial aid website.

Scholarships at University of Central Oklahoma

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, University of Central Oklahoma awarded 4,777 need-based scholarships to students, giving away total of $29.4 million to help students with financial need cover the cost of school. An additional $9.63 million in merit-based scholarship money was awarded to students without demonstrated financial need.

University of Central Oklahoma Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for University of Central Oklahoma students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at University of Central Oklahoma was $9,274 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of University of Central Oklahoma seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$-975.9
Net In-state, Off-campus	$-751.9
Out-of-State, On-Campus	$20,135.1

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending University of Central Oklahoma really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families get a better idea of the actual cost of attending that school, based on their financial situation. You can find the University of Central Oklahoma's net cost calculator on their website.

University of Central Oklahoma Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

University of Central Oklahoma offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Does Central Offer Tuition Waivers?

Schools sometimes waiver tuition for certain groups, to make attending more affordable. Some colleges offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even if you qualify for a waiver, students are usually responsible for housing, meal plans, and other expenses.

Central has some full or partial tuition waivers available for: - Employees or Children of Employees

Check the financial aid website for more information on payment plans and tuition waivers.

University of Central Oklahoma's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

As of 2021, the total market value of University of Central Oklahoma's endowment was $25.7 million. The average college endowment was $905 million in 2021. For each full-time student, University of Central Oklahoma spends about $3,496 a year.

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Learn More About University of Central Oklahoma

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