Union University

In 2022, Union University's tuition was $37,000 a year.

In 2023, tuition increased 4.23%–from $35,500 the prior year. Usually, college tuition goes up about 3% every year.

Remember, the total cost of tuition isn't the final cost for attending college. Many students owe a lot less than the total tuition after grants, scholarships, and tuition discounts are awarded. And, student loans can make the amount you do have to pay for college feel more doable until you're done with college.

Union University meets 63.9% of the demonstrated financial need for undergraduates. The average financial aid package for a full-time, first-year student at Union University is around $32,407 a year.

The average student debt for graduates in the class of 2023 was around $25,457 per student, not including those with no debt.

In-state vs. Out-of-state Tuition at Union University

Union University is a private, religious institution, which means it has the same tuition for residents of Tennessee as it does for residents from other states.

Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a college where you qualify for in-state status can cut the cost of college tuition. Be sure to confirm your state's eligibility criteria for in-state residency. Every state has its own rules about what makes someone eligible for in-state tuition. The most common requirement is that students must have lived in the state for a full year before starting school. There may be other criteria too, depending on where you live.

Explore other Tennessee colleges

Union University International Student Tuition

Tuition at Union University is the same for all students.

Students from outside of the U.S. usually do not qualify for for loans or grants from the U.S. government, but may qualify for private or school-specific grants, scholarships, and other funding opportunities. International students with need may be eligible for the following types of financial support at Union University:

•Athletic Awards •Union University-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

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Union University Living Expenses, Fees, and More

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In addition to the cost of tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Union University.

House and Food Costs at Union University

Room and board at Union University costs $12,166 a year. This covers the cost of living in dorms or other on-campus housing, and a meal plan that allows you to eat in the Union University's on-campus cafeterias and dining halls. Students who do not live on-campus but still want to use the dining facilities can choose to be on a meal plan. The cost of a mean plan, or board-only, is $9,324.

Meal-plan costs can depend on how many meals are included in the plan you choose.

Cost of Books at Union University

The cost of books often surprises first-year college students. The real cost of books depends on the courses you take and the textbooks, computer programs, or other materials are required.. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Yearly Fees

The majority of colleges also have fees to offsets cost associated with maintaining facilties, like the library, gym and computer labs.

Keep in mind, there could also be other costs associated with participating in certain activities, like joining a fraternity or sorority, or participating in sports or other extracurriculars. Most colleges offer ways so that those who may struggle to participate because of cost can get help covering these fees.

Planes, Trains, and Automobiles: Transportation costs at Union University

The total cost of transportation in college can really vary. Will you drive, fly, or take public transportation to school? Is on-campus parking free, or will you need to budget for parking? Is the campus walkable? Do you plan to bring a car or will you need to use busses, subways, or other modes of transportation? All of these questions can make a big difference in your transportation budget. Keeping in mind, first-year students are allowed to park a car on campus.

The location of a college or university can impact transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand transportation in an urban area is sometimes expensive, but cities may offer more buses, trains or affordable flights to actually get to school. The Union University campus is in a suburb in Tennessee, not far from Memphis.

Other Costs

When estimating your budget for college, be sure to consider the cost of things like entertainment, clothes, furnishings and toiletries.

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Total Tuition and Expenses at Union University

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Now, let’s go over all of the costs we've covered, to get a better estimate of the actual cost of attending Union University.

Total Cost of Union University

What will the cost of attending Union University be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
Tuition	$37,000
Room and Board	$12,166
Board Only	$3,996
Other expenses	$6,190

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$56,656
Off-Campus	$48,486

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

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Financial Aid at Union University

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The majority of Union University undergrads use financial aid to finance their education. In 2023, 1,245 of the 1,899 undergrads enrolled received financial aid. Union University meets 63.9% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $32,407 a year. Around 58.29% of Union University undergrads take out student loans to cover any remaining costs. Union University graduates who have student loans graduate with an average of $25,457 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$23,258
Private Loans	$31,973

Most Common Loans for Union University Students
Federal Loans	43.05%
Private loans	9.87%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Union University financial aid, keep reading, or visit their financial aid website.

Scholarships at Union University

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Union University awarded 960 need-based scholarships to students, giving away total of $8.3 million to help students with financial need cover the cost of school. An additional $30.14 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of Union University

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Union University students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Union University was $32,407 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Union University seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$24,249
Off-Campus	$16,079

What will attending Union University really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the Union University's net cost calculator on their website.

Union University Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Union University does not have guaranteed tuition.

Union University offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Union University Tuition Waivers

Schools sometimes waiver tuition for certain groups, to offset the cost of attending. Some schools offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even with a tuition waiver, students are usually responsible for housing, meal plans, and other expenses.

Union University has some full or partial tuition waivers available for: - Minority Students - Employees or Children of Employees

Check the financial aid website for more information on payment plans and tuition waivers.

Union University's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

For more information about Union University's endowment, check with the school directly.

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Learn More About Union University

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