Union College

In 2021, tuition for full-time Union College students was $28,737 a year.

In 2023, tuition increased 5.97%–from $27,119 the prior year. On average, college tuition rises about 3% year.

Remember, the total cost of tuition isn't necessarily what you will have to pay to attend a school. Many students pay a lot less than the sticker price after grants, scholarships, and tuition discounts kick in. Plus, student loans can make theprice of collegefeel more doable until after graduation.

Union College meets 58% of the demonstrated financial need for undergraduates. First-year students that attend Union College full-time are awarded $23,286 a year in financial aid, on average.

Union College: In-state vs. Out-of-State Tuition

Union College is a private, religious institution, so it has the same tuition for residents of KY as it does for residents from other states.

Public colleges and universities receive funding from the state government. Public insitutions often offer a lower cost of attendance for students who are residents of that state.

Attending a school where you are eligible for the reduced tuition offered to state residentscan drastically reduce the total cost of attending college. Don't forget to confirm your state's rules for in-state tuition. Each state has different requirements to qualify as in-state resident. Most states require students to have resided in the state for a certain period of time before qualifying. There may be other criteria as well, depending on the state you and your parents currently reside in.

Explore other KY colleges

Do International Students Pay More to Go to Union College?

Tuition at Union College is the same for every student.

Students from outside of the U.S. usually do not qualify for for loans or grants from the U.S. government, but should research private or Union College-specific aid and scholarships. International students who demonstrate financial need may qualify for the following types of financial support at Union College:

•On-campus jobs •Union College-specific loans •Athletic Awards •Union College-specific scholarships •International Students Tuition Waivers

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

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Union College Living Expenses, Fees, and More

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In addition to tuition, room and board, books, transportation and fees are also costs it consider when planning for college. Let's take a look at what impacts these costs, and what to expect at Union College.

House and Food Costs at Union College

Housing and campus dining at Union College is $8,261 a year. This covers the cost of living in dorms or other on-campus housing, plus a dining plan that allows you to eat in the Union College's on-campus cafeterias and dining halls. Students who live off campus but still want to use the dining facilities can choose to be on a meal plan. The cost of board-only is $3,542.

Board costs can depend on how many meals are included in the plan you choose.

How Much Do Books Cost at Union College?

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The real cost of books and supplies depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy used textbooks and materials.

Yearly Fees

Most schools also have fees to help cover the cost of facilties, like the computer labs and libraries, athletic facilities, and more.

There may be additional fees associated with participating in certain activities, like joining a fraternity or sorority, or participating in sports or other extracurriculars. Most colleges have resources for students with demonstrated need to get help covering these costs.

Transportation costs

The total cost of getting around in college can really vary. Will you take a subway, car or an airplane to get to school? Will you need to pay to park on-campus? Is the campus walkable? Do you own a car, or are you planning to use busses, subways, or other modes of transportation? All of these factors can make a big difference in your transportation budget. Keeping in mind, first-year students are allowed to park a car on campus.

Where are a college is located can impact the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, transportation in an urban area is often costly, but cities may offer more buses, trains and low-cost flight options to actually get to school. The Union College campus is in a town in KY.

Other Costs

When creating a budget for college, don’t forget to consider personal expenses, like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.

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Financial Breakdown for Union College

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Now, let’s do a rundown of all of the costs associated with college, to get a better idea of the actual cost of attending Union College.

How Much Does Union College Cost?

What will the cost of attending Union College be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
Tuition	$28,737
Room and Board	$8,261
Board Only	$4,719

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$39,207
Off-Campus	$35,665

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

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Financial Aid at Union College

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The majority of Union College undergrads use financial aid to finance their education. In 2023, 729 of the 945 undergrads enrolled received financial aid. Union College meets 58% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $23,286 a year.

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Union College financial aid, keep reading, or visit their financial aid website.

Scholarships at Union College

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Union College awarded 727 need-based scholarships to students, giving away total of $7.5 million to help students with financial need cover the cost of school. An additional $160,000 in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of Union College

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Union College students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Union College was $23,286 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Union College seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$15,921
Off-Campus	$12,379

What will attending Union College really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the Union College's net cost calculator on their website.

Union College Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Union College does not have guaranteed tuition.

Union College offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Union College Tuition Waivers

Schools sometimes offer tuition waivers to certain groups, to reduce the total cost of attendance. Some colleges offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even with a tuition waiver, students are usually responsible for housing, meal plans, and other expenses.

Union College has some full or partial tuition waivers available for: - International Students

Check the financial aid website for more information on payment plans and tuition waivers.

Union College's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

As of 2021, the total market value of Union College's endowment was $22.7 million. The average college endowment was $905 million in 2021.

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Learn More About Union College

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