The University of Tennessee at Knoxville

In 2022, tuition for full-time students at The University of Tennessee was $11,332 a year for in-state students and $29,522 a year for out-of-state students.

On average, college tuition goes up about 3% every year.

If this makes attending the college of your dreams sound impossible, remember, the displayed price of tuition doesn't give you all the info you need to know how much you will actually have to pay for college. Many students pay way less than the total tuition after grants, scholarships, and tuition discounts kick in. And, student loans can make the amount you do have to pay for college more manageable until you're done with college.

The University of Tennessee meets 52% of the demonstrated financial need for undergraduates. The average financial aid package for a full-time, first-year student at The University of Tennessee is around $13,825 a year.

Students in the class of 2023 who had taken out student loans graduated with an average of $27,949 of debt.

In-state vs. Out-of-state Tuition at The University of Tennessee

The University of Tennessee is a public, state institution, which means it offers a reduced tuition rate of $11,332 for students who qualify as state residents and attend full-time.

Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Attending a college where you are eligible for in-state tuition can drastically reduce the cost of tuition, as well as loans and interest owed. Take the time to confirm your state's criteria for in-state tuition. Each state has different requirements to qualify as in-state resident. In many states, students must have lived in the state for 12 months before starting school to qualify for in-state tuition. There may be additional requirements too, depending on the state you and your parents currently reside in.

Explore other Tennessee colleges

Do International Students Pay More to Go to The University of Tennessee?

The University of Tennessee has the same tuition for international students as for those from out of state.

Students from outside of the U.S. are not eligible for loans or grants from the U.S. government, but may be eligible for private or school-specific aid and scholarships. International students with need may be eligible for the following types of financial support at The University of Tennessee:

•Athletic Awards •The University of Tennessee-specific scholarships •International Students Tuition Waivers

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The University of Tennessee Housing Expenses, Fees, and More

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In addition to tuition, room and board, books, transportation and fees are also costs it consider when budgeting for college. Let's take a look at what impacts these costs, and what to expect at The University of Tennessee.

Room and Board Costs at The University of Tennessee

Housing and campus dining at The University of Tennessee costs $12,150 a year. This number includes the cost of living in dorms or other on-campus housing, and a meal plan that allows you to eat in the The University of Tennessee's on-campus cafeterias and dining facilities.

Meal-plan costs can depend on how many meals are included in the plan you choose.

Cost of Books at The University of Tennessee

The cost of books often surprises first-year college students. The real cost of books and supplies depends on the courses you take and what kinds of books and materials they require. To save money, many students choose to use books from the library or buy used textbooks and materials.

Yearly Fees

Most schools charge some yearly fees to help cover the cost of facilties, like the computer labs and libraries, athletic facilities, and more.

Keep in mind, there could also be other costs associated with participating in certain activities, like joining a fraternity or sorority, or participating in sports or other extracurriculars. Many schools offer resources for students with demonstrated need to find ways to lower or eliminate these costs.

Planes, Trains, and Automobiles: Transportation costs at The University of Tennessee

The cost of transportation in college can really vary. Will you take a subway, car or an airplane to get to school? Is on-campus parking free, or will you need to budget for parking? Is the campus small enough that you can easily walk from class-to-class?? Do you own a car, or are you planning to use busses, subways, or other modes of transportation? All of these questions can make a big difference in your estimated cost of transportation. At The University of Tennessee, freshman are allowed to park on campus.

A school's location can impact the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, getting around in a city could be costly, but cities may offer more trains, busses or affordable flights to actually get to school. The University of Tennesseeis in a city in Tennessee.

Other Costs

When you're planning for college, don’t forget to consider the cost of things like going out to eat or see shows, furnishing your living space, and things like haircuts, clothes and, yes, even toilet paper and shampoo.

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Financial Breakdown for The University of Tennessee

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Now, let’s do a rundown of all of the costs associated with college, to get a better idea of what is really costs to go to The University of Tennessee.

How Much Does The University of Tennessee Cost?

What will the cost of attending The University of Tennessee be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
In-state Tuition	$11,332
Out-of-State Tuition	$29,522
Room and Board	$12,150
Other expenses	$4,002

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

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Financial Aid at The University of Tennessee

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In 2023, 10,259 of the 27,203 undergrads enrolled received financial aid. The University of Tennessee meets 52% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $13,825 a year. Around 49% of The University of Tennessee undergrads take out student loans to cover any remaining costs. The University of Tennessee graduates who have student loans graduate with an average of $27,949 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$10,920
State Loans	$11,250
Private Loans	$40,963

Most Common Loans for The University of Tennessee Students
Federal Loans	47%
State loans	0.1%
Private loans	11%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on The University of Tennessee financial aid, keep reading, or visit their financial aid website.

Scholarships at The University of Tennessee

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, The University of Tennessee awarded 9,131 need-based scholarships to students, giving away total of $220.3 million to help students with financial need cover the cost of school.

Net Cost of The University of Tennessee

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for The University of Tennessee students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at The University of Tennessee was $13,825 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of The University of Tennessee seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$3,584
Net In-state, Off-campus	$1,257
Out-of-State, On-Campus	$35,599

What will attending The University of Tennessee really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the The University of Tennessee's net cost calculator on their website.

The University of Tennessee Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

The University of Tennessee Tuition Waivers

Schools sometimes offer tuition waivers to certain groups, to make attending more affordable. Some schools offer tuition waivers for employees and their family members, underrepresented students, or military students. Even with a tuition waiver, students are usually responsible for housing, meal plans, and other expenses.

The University of Tennessee has some full or partial tuition waivers available for: - International Students

Check the financial aid website for more information on payment plans and tuition waivers.

The University of Tennessee's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

As of 2022, the total market value of The University of Tennessee's endowment was $581.1 million. The average college endowment was $905 million in 2021.

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Learn More About The University of Tennessee

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Click below to find out more about the admissions requirements and deadlines, student life, academics, majors and more.

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