The University of North Carolina at Charlotte

In 2022, tuition for full-time students at UNC Charlotte was $3,812 a year for in-state students and $18,474 a year for out-of-state students.

On average, colleges raise tuition about 3% each year.

Remember, the total cost of tuition isn't the final cost for attending college. Many students pay way less than the sticker price after grants, scholarships, and tuition discounts are applied. And, student loans can make thecost of college feel more doable until after graduation.

Tuition for international students at The University of North Carolina at Charlotte is $18,474 per year.

The University of North Carolina at Charlotte meets 58% of the demonstrated financial need for undergraduates. The average financial aid package for a full-time, first-year student at The University of North Carolina at Charlotte is around $11,218 a year.

Graduates in the class of 2023 had an average of $27,309 in student loans per borrower.

Does The University of North Carolina at Charlotte Offer In-State and Out-of-State Tuition?

The University of North Carolina at Charlotte is a public, state institution, so it offers a reduced tuition rate of $3,812 for in-state students who attend full-time.Non-North Carolina residents can expect to pay 18,474 per year for tuition.

Public colleges and universities receive funding from the state government. These institutions offer a lower cost of attendance for those who qualify as North Carolina residents.

Attending a college where you qualify for the reduced tuition offered to state residentscan drastically reduce the cost of tuition, as well as loans and interest owed. Be sure to check your state's criteria for in-state tuition. Each state has different requirements to qualify as in-state resident. The most common requirement is that students must have lived in the state for a full year before starting school. There may be other criteria as well, depending on the state you and your parents currently live in.

Explore other North Carolina colleges

Do International Students Pay More to Go to The University of North Carolina at Charlotte?

The University of North Carolina at Charlotte has the same tuition for international students as for those from out of state.

International students at The University of North Carolina at Charlotte usually pay around $18,474 per year, before any scholarships, grants or other financial aid.

Students from outside of the U.S. are not eligible for federal financial aid, but may qualify for private or school-specific grants, scholarships, and other funding opportunities.

---

The University of North Carolina at Charlotte Living Expenses, Fees, and More

---

In addition to the cost of tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at The University of North Carolina at Charlotte.

House and Food Costs at The University of North Carolina at Charlotte

Housing and campus dining at The University of North Carolina at Charlotte costs $12,858 a year. This number includes the cost of living in dorms or other on-campus housing, plus a meal plan that allows you to eat in the The University of North Carolina at Charlotte's on-campus cafeterias and dining halls.

Board costs vary based on on how many meals are included in the plan you choose.

Cost of Books at The University of North Carolina at Charlotte

The cost of books often surprises first-year college students. The actual cost of books and supplies depends on the courses you take and the textbooks, computer programs, or other materials are required.. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Annual Fees

Most schools charge some yearly fees to offsets cost associated with maintaining facilties, like the library, gym and computer labs.

There may be optional fees associated with participating in special activities, like joining a fraternity or sorority, or playing on an intramural sports team. Most colleges have resources so that those who may struggle to participate because of cost can find ways to lower or eliminate these costs.

Transportation costs

The total cost of transportation in college can really vary. Will you take a subway, car or an airplane to get to school? Will you need to pay to park on-campus? Is the campus walkable? Do you own a car, or will you need to use public transportation? All of these factors can make a big difference in your transportation budget. At The University of North Carolina at Charlotte, freshman are allowed to park on campus.

A school's location can also have a big effect on your transportation budget. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, transportation in an urban area can be pricey, but cities may offer more buses, trains and affordable flights to actually get to school. The University of North Carolina at Charlotteis in a city in North Carolina, near Charlotte.

Other Costs

When budgeting for college, don’t forget to take into account personal expenses, like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.

---

Total Tuition and Expenses at The University of North Carolina at Charlotte

---

Now, let’s go over all of the costs we've covered, to get a better idea of how much students can expect to shell out for The University of North Carolina at Charlotte.

Total Cost of The University of North Carolina at Charlotte

What will the cost of attending The University of North Carolina at Charlotte be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
In-state Tuition	$3,812
Out-of-State Tuition	$18,474
Room and Board	$12,858
Other expenses	$1,450

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

---

The University of North Carolina at Charlotte Financial Aid

---

In 2023, 11,296 of the 23,578 undergrads enrolled received financial aid. The University of North Carolina at Charlotte meets 58% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $11,218 a year. Around 59% of The University of North Carolina at Charlotte undergrads take out student loans to cover any remaining costs. The University of North Carolina at Charlotte graduates who have student loans graduate with an average of $27,309 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$21,078
State Loans	$21,563
The University of North Carolina at Charlotte-Specific Loans	$1,979
Private Loans	$29,904

Most Common Loans for The University of North Carolina at Charlotte Students
Federal Loans	58%
State loans	1%
Private loans	13%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on The University of North Carolina at Charlotte financial aid, keep reading, or visit their financial aid website.

Scholarships at The University of North Carolina at Charlotte

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, The University of North Carolina at Charlotte awarded 9,678 need-based scholarships to students, giving away total of $83.3 million to help students with financial need cover the cost of school. An additional $6.94 million in merit-based scholarship money was awarded to students without demonstrated financial need.

The University of North Carolina at Charlotte Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for The University of North Carolina at Charlotte students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at The University of North Carolina at Charlotte was $11,218 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of The University of North Carolina at Charlotte seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$86
Net In-state, Off-campus	$-3,004
Out-of-State, On-Campus	$25,966

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending The University of North Carolina at Charlotte really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families get a better idea of the actual cost of attending that school, based on their financial situation. You can find the The University of North Carolina at Charlotte's net cost calculator on their website.

The University of North Carolina at Charlotte Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Does The University of North Carolina at Charlotte Offer Tuition Waivers?

Schools sometimes offer tuition waivers to certain groups, to make attending more affordable. Some colleges offer tuition waivers for employees and their family members, underrepresented students, or military students. Even with a tuition waiver, students are usually responsible for housing, meal plans, and other expenses.

Check the financial aid website for more information on payment plans and tuition waivers.

The University of North Carolina at Charlotte's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

The University of North Carolina at Charlotte's endowment was valued at $196.6 million in 2023, compared to a national average of $905 million. For each full-time student, The University of North Carolina at Charlotte spends about $8,774 a year.

---

Learn More About The University of North Carolina at Charlotte

---

Choose one of the options below to find out more about about The University of North Carolina at Charlotte:

Overview

Student Life

Academics

Admissions

Visit the College Confidential forums to join the conversation about The University of North Carolina at Charlotte