Texas State University

In 2022, Southwest Texas State's tuition was $9,221 a year for in-state students and $21,461 a year for out-of-state students.

On average, college tuition goes up about 3% every year.

If this information makes going to college sound impossible, remember, the advertized cost of tuition doesn't tell the full story. Many students pay much less than the sticker price after grants, scholarships, and tuition discounts are applied. Additionally, student loans can make thecost of college more manageable until you're done with college.

International students can expect to pay 21,461 per year for tuition at Texas State University.

Texas State University meets 67% of the demonstrated financial need for undergraduates. First-year students that attend Texas State University full-time are awarded $15,016 a year in financial aid, on average.

The average student debt for graduates in the class of 2023 was around $24,875 per student, not including those with no debt.

In-state vs. Out-of-state Tuition at Texas State University

Texas State University is a public, state institution, which means it offers a reduced tuition rate of $9,221 for students who qualify as state residents and attend full-time. For non-Texas residents, out-of-state tuition is $21,461 a year.

Public colleges and universities receive funding from the state government. Public insitutions often offer reduced tuition for those who qualify as Texas residents.

Choosing a college where you qualify for in-state residency can cut the cost of college tuition. Be sure to check your state's criteria for in-state tuition. Each state has different requirements to qualify as in-state resident. The most common requirement is that students must have lived in the state for a full year before starting school. There may be other criteria as well, depending on the state you and your parents currently live in.

Explore other Texas colleges

Texas State University International Student Tuition

Texas State University has the same tuition for international students as for those from out of state.

International students at Texas State University usually pay around $21,461 per year, before any scholarships or financial aid.

Students from outside of the U.S. usually do not qualify for for loans or grants from the U.S. government, but should research private or school-specific aid and scholarships. International students who demonstrate financial need may qualify for the following types of financial support at Texas State University:

•On-campus jobs •Athletic Awards •Texas State University-specific scholarships •International Students Tuition Waivers

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

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Texas State University Room, Board, Fees, and More

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In addition to tuition, room and board, books, transportation and fees are also costs it consider when planning for college. Let's take a look at what impacts these costs, and what to expect at Texas State University.

Room and Board Costs at Texas State University

Room and board at Texas State University is $12,270 a year. This covers the cost of living in dorms or other on-campus housing, plus a meal plan that enables you to eat all or some of your meals the school dining facilities. Students who live off campus but would like to be able to eat in the campus dining can opt-in for a meal plan. The cost of a mean plan, or board-only, is $9,220.

Meal-plan costs may vary depending on the number of meals you intend to eat on-campus

Cost of Books at Texas State University

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The real cost of books depends on the courses you take and what kinds of books and materials they require. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Annual Fees

The majority of colleges also have fees to help cover the cost of facilties, like the computer labs and libraries, athletic facilities, and more.

Keep in mind, there could also be other costs associated with participating in certain activities, like Greek Life, or participating in sports or other extracurriculars. Many schools offer ways for students with demonstrated need to get help covering these costs.

Transportation costs

The total cost of transportation in college can really vary. Will you drive, fly, or take public transportation to school? Will you need to pay to park on-campus? Is the campus small enough that you can easily walk from class-to-class?? Do you plan to bring a car or will you need to use busses, subways, or other modes of transportation? All of these factors can drastically impact your transportation budget. Keeping in mind, first-year students are allowed to park a car on campus.

A school's location can also have a big effect on transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand getting around in an urban area is often pricey, but cities may offer more trains, busses or affordable flights to actually get to school. The Texas State University campus is in a suburb in Texas, near San Antonio and Austin.

Other Costs

When creating a budget for college, be sure to consider personal expenses, like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.

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Financial Breakdown for Texas State University

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Now, let’s go over all of the costs we've covered, to get a better idea of the actual cost of attending Texas State University.

How Much Does Texas State University Cost?

What will the cost of attending Texas State University be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
In-state Tuition	$9,221
Out-of-State Tuition	$21,461
Room and Board	$12,270
Board Only	$3,260
Other expenses	$2,590

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

Texas State University’s tuition and fees change based on: •Course load for both full and part-time students

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Texas State University Financial Aid

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In 2023, 15,836 of the 33,834 undergrads enrolled received financial aid. Texas State University meets 67% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $15,016 a year. Around 63% of Texas State University undergrads take out student loans to cover any remaining costs. Texas State University graduates who have student loans graduate with an average of $24,875 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$21,721
State Loans	$26,990
Private Loans	$23,389

Most Common Loans for Texas State University Students
Federal Loans	62%
State loans	1%
Private loans	8%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Texas State University financial aid, keep reading, or visit their financial aid website.

Scholarships at Texas State University

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Texas State University awarded 13,214 need-based scholarships to students, giving away total of $130.3 million to help students with financial need cover the cost of school. An additional $31.55 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of Texas State University

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Texas State University students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Texas State University was $15,016 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Texas State University seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$-2,965
Net In-state, Off-campus	$3,041
Out-of-State, On-Campus	$24,291

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending Texas State University really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families get a better idea of the actual cost of attending that school, based on their financial situation. You can find the Texas State University's net cost calculator on their website.

Texas State University Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Texas State University offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Does Texas State University Offer Tuition Waivers?

Schools sometimes offer tuition waivers to certain groups, to offset the cost of attending. Some colleges offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even with a tuition waiver, other expenses and fees are the responsibility of the student.

Southwest Texas State has some full or partial tuition waivers available for: - International Students

Check the financial aid website for more information on payment plans and tuition waivers.

Texas State University's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

Texas State University's endowment was valued at $334.1 million in 2023, compared to a national average of $905 million. For each full-time student, Texas State University spends about $6,847 a year.

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Learn More About Texas State University

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