St. Mary's College of Maryland

In 2022, tuition for full-time students at St. Mary's College of Maryland was $12,116 a year for in-state students and $28,192 a year for out-of-state students.

On average, colleges raise tuition about 3% each year.

If these numbers sound impossible, remember, the total cost of tuition isn't necessarily what you will have to pay to attend a school. Many students find the actual cost of college is a lot less than the sticker price after grants, scholarships, and tuition discounts kick in. Plus, student loans can make theactual cost of attending college feel more doable until you're done with college.

International students can expect to pay 28,192 per year for tuition at St. Mary's College of Maryland.

St. Mary's College of Maryland meets 78.3% of the demonstrated financial need for undergraduates. First-year students that attend St. Mary's College of Maryland full-time are awarded $17,673 a year in financial aid, on average.

Graduates in the class of 2023 had an average of $27,476 in student loans per borrower.

St. Mary's College of Maryland: In-state vs. Out-of-State Tuition

St. Mary's College of Maryland is a public, state institution, so it offers a reduced tuition rate of $12,116 for in-state students who attend full-time. For non-Maryland residents, out-of-state tuition is $28,192 a year.

Public colleges and universities receive funding from the state government. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a college where you qualify for in-state tuition can cut the cost of college tuition. Be sure to check your state's requirements for in-state tuition. Each state has different requirements to qualify as in-state resident. Most states require students to have resided in the state for a certain period of time before qualifying. There may be additional requirements as well, depending on where you live.

Explore other Maryland colleges

Is St. Mary's College of Maryland's Tuition Different for International Students?

St. Mary's College of Maryland has the same tuition for international students as for those from out of state.

International students at St. Mary's College of Maryland usually pay around $28,192 per year, before any scholarships, grants or other financial aid.

International students usually do not qualify for for federal financial aid, but should research private or school-specific aid and scholarships. International students who demonstrate financial need may be eligible for the following types of financial support at St. Mary's College of Maryland:

•Loans from outsideSt. Mary's College of Maryland •St. Mary's College of Maryland-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships.

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St. Mary's College of Maryland Housing Expenses, Fees, and More

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Tuition is not the only cost of attending college; room and board, books, transportation and fees are also costs it consider when estimating the cost of attendance for college. Let's take a look at what impacts these costs, and what to expect at St. Mary's College of Maryland.

House and Food Costs at St. Mary's College of Maryland

Housing and campus dining at St. Mary's College of Maryland costs $14,672 a year. This number covers the cost of living in dorms or other on-campus housing, plus a meal plan that allows you to eat in the St. Mary's College of Maryland's on-campus cafeterias and dining facilities. Students who live off campus but would like to be able to eat in the campus dining can opt-in for a meal plan. The cost of board-only is $8,332.

Meal-plan costs vary based on on how many meals are included in the plan you choose.

Cost of Books at St. Mary's College of Maryland

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The real cost of books and supplies depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy used textbooks and materials.

Yearly Fees

The majority of colleges charge some yearly fees to help cover the cost of facilties, like the library, gym and computer labs.

Keep in mind, there could also be additional fees associated with participating in special activities, like joining a fraternity or sorority, or playing on an intramural sports team. Many schools have ways for students who may struggle to participate because of cost can get help covering these fees.

The Cost of Transportation at St. Mary's College of Maryland

The total cost of getting around in college can really vary. Will you take a subway, car or an airplane to get to school? Will you need to pay to park on-campus? Is the campus easy to get around on foot? Do you own a car, or will you need to use public transportation? All of these questions can make a big difference in your estimated cost of transportation. Keeping in mind, first-year students are allowed to park a car on campus.

Where are a college is located can also have a big effect on your transportation budget. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, getting around in an urban area might be costly, but cities may offer more trains, busses and affordable flights to actually get to school. St. Mary's College of Marylandis located in a rural area in Maryland.

Other Costs

When you're planning for college, don’t forget to take into account personal expenses, like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.

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Financial Breakdown for St. Mary's College of Maryland

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Now, let’s look at the breakdown of all expenses, to get a better idea of how much students can expect to shell out for St. Mary's College of Maryland.

How Much Does St. Mary's College of Maryland Cost?

What will the cost of attending St. Mary's College of Maryland be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
In-state Tuition	$12,116
Out-of-State Tuition	$28,192
Room and Board	$14,672
Board Only	$6,340
Other expenses	$1,200

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

St. Mary's College of Maryland’s tuition and fees change based on: •Course load for both full and part-time students

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St. Mary's College of Maryland Financial Aid

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In 2023, 717 of the 1,519 undergrads enrolled received financial aid. St. Mary's College of Maryland meets 78.3% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $17,673 a year. Around 62.41% of St. Mary's College of Maryland undergrads take out student loans to cover any remaining costs. St. Mary's College of Maryland graduates who have student loans graduate with an average of $27,476 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$21,142
Private Loans	$34,748

Most Common Loans for St. Mary's College of Maryland Students
Federal Loans	61.31%
Private loans	12.04%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on St. Mary's College of Maryland financial aid, keep reading, or visit their financial aid website.

Scholarships at St. Mary's College of Maryland

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, St. Mary's College of Maryland awarded 621 need-based scholarships to students, giving away total of $9.3 million to help students with financial need cover the cost of school. An additional $3.11 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of St. Mary's College of Maryland

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for St. Mary's College of Maryland students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at St. Mary's College of Maryland was $17,673 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of St. Mary's College of Maryland seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$-4,238
Net In-state, Off-campus	$5,103
Out-of-State, On-Campus	$29,511

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending St. Mary's College of Maryland really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the St. Mary's College of Maryland's net cost calculator on their website.

St. Mary's College of Maryland Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

St. Mary's College of Maryland does not have guaranteed tuition.

St. Mary's College of Maryland offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Does St. Mary's College of Maryland Offer Tuition Waivers?

Schools sometimes waiver tuition for certain groups, to reduce the total cost of attendance. Some schools offer tuition waivers for employees and their family members, underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.

St. Mary's College of Maryland has some full or partial tuition waivers available for: - Employees or Children of Employees

Check the financial aid website for more information on payment plans and tuition waivers.

St. Mary's College of Maryland's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

As of 2022, the total market value of St. Mary's College of Maryland's endowment was $40 million. The average college endowment was $905 million in 2021. For each full-time student, St. Mary's College of Maryland spends about $16,266 a year.

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Learn More About St. Mary's College of Maryland

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