Spring Arbor University

In 2017, tuition for full-time students at SAC was $31,020 a year.

Tuition increased 1.91% in 2023–from $30,440 the previous year. Usually, colleges raise tuition about 3% each year.

Remember, the total cost of tuition isn't the final cost for attending college. Many students owe way less than the total tuition after grants, scholarships, and tuition discounts are awarded. Plus, student loans can make theactual cost of attending college feel more doable until you've finishing school and found a job.

Spring Arbor University meets 79% of the demonstrated financial need for undergraduates. First-year students that attend Spring Arbor University full-time are awarded $24,198 a year in financial aid, on average.

The average student debt for graduates in the class of 2023 was around $32,602 per student, not including those with no debt.

Does Spring Arbor University Offer In-State and Out-of-State Tuition?

Spring Arbor University is a private, religious institution, so it has the same tuition for residents of Michigan as it does for residents from other states.

Public schools receive funds from the state to help them cover costs. These institutions offer reduced tuition for those who qualify as Michigan residents.

Choosing a college where you are eligible for in-state tuition can drastically reduce the total cost of attending college. Take the time to verify your state's criteria for as an in-state resident. Every state has its own rules about what makes someone eligible for in-state tuition. Most states require students to have resided in the state for a certain period of time before qualifying. There may be other criteria too, depending on the state you and your parents currently live in.

Explore other Michigan colleges

Do International Students Pay More to Go to Spring Arbor University?

Tuition at Spring Arbor University is the same for all students.

International students usually do not qualify for for loans or grants from the U.S. government, but should research private or Spring Arbor University-specific aid and scholarships. International students who demonstrate financial need may be eligible for the following types of financial support at Spring Arbor University:

•On-campus jobs •Athletic Awards •Spring Arbor University-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

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Spring Arbor University Room, Board, Fees, and More

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In addition to tuition, room and board, books, transportation and fees are also costs it consider when estimating the cost of attendance for college. Let's take a look at what impacts these costs, and what to expect at Spring Arbor University.

House and Food Costs at Spring Arbor University

Room and board at Spring Arbor University costs $10,650 a year. This covers the cost of living in dorms or other on-campus housing, and a meal plan that allows you to eat in the Spring Arbor University's on-campus cafeterias and dining facilities.

Board costs may vary depending on how many meals are included in the plan you choose.

Cost of Books at Spring Arbor University

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The real cost of books depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Annual Fees

The majority of colleges also have fees to offsets cost associated with maintaining facilties, like the library, gym and computer labs.

There may be optional fees associated with participating in special activities, like joining a fraternity or sorority, or playing on an intramural sports team. Many schools have ways so that those with financial need to find ways to lower or eliminate these fees.

The Cost of Transportation at Spring Arbor University

The cost of transportation in college depends on a few key factors. Will you take a subway, car or an airplane to get to school? Is on-campus parking free, or will you need to budget for parking? Is the campus small enough that you can easily walk from class-to-class?? Do you plan to bring a car or will you need to use public transportation? All of these questions can make a big difference in your estimated cost of transportation. Keeping in mind, first-year students are not allowed to park a car on campus.

A school's location can impact your transportation budget. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, getting around in an urban area is often expensive, but there may be more trains, busses or affordable flights to actually get to school. Spring Arbor Universityis in a rural area in Michigan.

Other Costs

When estimating your budget for college, don’t forget to factor in personal expenses, like going out to eat or see shows, furnishing your living space, and things like haircuts, clothes and, yes, even toilet paper and shampoo.

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The Full Cost of Attending Spring Arbor University

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Now, let’s go over all of the costs we've covered, to get a better estimate of the actual cost of attending Spring Arbor University.

How Much Does Spring Arbor University Cost?

What will the cost of attending Spring Arbor University be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
Tuition	$31,020
Room and Board	$10,650

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$42,310
Off-Campus	$31,660

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

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Financial Aid at Spring Arbor University

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The majority of Spring Arbor University undergrads use financial aid to help pay for school. In 2023, 1,008 of the 1,350 undergrads enrolled received financial aid. Spring Arbor University meets 79% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $24,198 a year. Around 79% of Spring Arbor University undergrads take out student loans to cover any remaining costs. Spring Arbor University graduates who have student loans graduate with an average of $32,602 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$34,189
Private Loans	$0

Most Common Loans for Spring Arbor University Students
Federal Loans	79%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Spring Arbor University financial aid, keep reading, or visit their financial aid website.

Scholarships at Spring Arbor University

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Spring Arbor University awarded 994 need-based scholarships to students, giving away total of $18.8 million to help students with financial need cover the cost of school. An additional $290,000 in merit-based scholarship money was awarded to students without demonstrated financial need.

Spring Arbor University Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Spring Arbor University students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Spring Arbor University was $24,198 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Spring Arbor University seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$18,112
Off-Campus	$7,462

What will attending Spring Arbor University really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the Spring Arbor University's net cost calculator on their website.

Spring Arbor University Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

SAC Tuition Waivers

Schools sometimes offer tuition waivers to certain groups, to reduce the total cost of attendance. Some colleges offer tuition waivers for employees and their family members, underrepresented students, or military students. Even with a tuition waiver, other expenses and fees are the responsibility of the student.

Check the financial aid website for more information on payment plans and tuition waivers.

Spring Arbor University's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

Spring Arbor University's endowment was valued at $13.3 million in 2023, compared to a national average of $905 million. For each full-time student, Spring Arbor University spends about $8,125 a year.

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Learn More About Spring Arbor University

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