Southwestern Oklahoma State University

In 2022, Southwestern's tuition was $6,368 a year for in-state students and $13,478 a year for out-of-state students.

Usually, colleges raise tuition about 3% each year.

If this makes attending the college of your dreams seem daunting, remember, the total cost of tuition isn't necessarily what you will have to pay to attend a school. Many students find the actual cost of college is far less than the sticker price after grants, scholarships, and tuition discounts are applied. Plus, student loans can make theactual cost of attending college more manageable until you've finishing school and found a job.

International students can expect to pay 13,478 per year for tuition at Southwestern Oklahoma State University.

Southwestern Oklahoma State University meets 69% of the demonstrated financial need for undergraduates. First-year students that attend Southwestern Oklahoma State University full-time are awarded $9,954 a year in financial aid, on average.

Graduates in the class of 2023 had an average of $27,638 in student loans per borrower.

Southwestern Oklahoma State University: In-state vs. Out-of-State Tuition

Southwestern Oklahoma State University is a public, state institution, so it offers a reduced tuition rate of $6,368 for in-state students who attend full-time.Non-Oklahoma residents can expect to pay 13,478 per year for tuition.

Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a college where you qualify for in-state status can cut the cost of college tuition. Be sure to verify your state's guidelines for how to qualify for in-state tuition. Every state has its own rules about what makes someone eligible for in-state tuition. Most states require students to have resided in the state for a certain period of time before qualifying. There may be additional requirements too, depending on the state you and your parents currently reside in.

Explore other Oklahoma colleges

Southwestern Oklahoma State University International Student Tuition

Southwestern Oklahoma State University has the same tuition for international students as for those from out of state.

International students at Southwestern Oklahoma State University can expect to pay around $13,478 per year, before any scholarships, grants or other financial aid.

Students from outside of the U.S. are not eligible for federal financial aid, but should research private or Southwestern Oklahoma State University-specific grants, scholarships, and other funding opportunities.

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Southwestern Oklahoma State University Room, Board, Fees, and More

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Tuition is not the only cost of attending college; there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Southwestern Oklahoma State University.

Room and Board Costs at Southwestern Oklahoma State University

Room and board at Southwestern Oklahoma State University is $6,380 a year. This number covers the cost of living in dorms or other on-campus housing, plus a meal plan that allows you to eat all or some of your meals the school dining facilities. Students who do not live on-campus but still want to use the dining facilities can choose to be on a meal plan. The cost of board-only is $2,304.

Meal-plan costs may vary depending on the number of meals you intend to eat on-campus

How Much Do Books Cost at Southwestern Oklahoma State University?

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The real cost of books depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Yearly Fees

The majority of colleges also have fees to help cover the cost of facilties, like the computer labs and libraries, athletic facilities, and more.

Keep in mind, there could also be other costs associated with participating in special activities, like joining a fraternity or sorority, or playing on an intramural sports team. Most colleges have ways so that those who may struggle to participate because of cost can get help covering these fees.

The Cost of Transportation at Southwestern Oklahoma State University

The cost of getting around in college can really vary. Will you take a subway, car or an airplane to get to school? Will you need to pay to park on-campus? Is the campus walkable? Do you own a car, or will you need to use public transportation? All of these questions can make a big difference in your transportation budget. Keeping in mind, first-year students are allowed to park a car on campus.

Where are a college is located can impact the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, transportation in a city might be pricey, but there may be more trains, busses and affordable flights to actually get to school. The Southwestern Oklahoma State University campus is in a town in Oklahoma, near Oklahoma City.

Other Costs

When budgeting for college, don’t forget to take into account the cost of things like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.

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The Full Cost of Attending Southwestern Oklahoma State University

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Now, let’s do a rundown of all of the costs associated with college, to get a better estimate of what is really costs to go to Southwestern Oklahoma State University.

How Much Does Southwestern Oklahoma State University Cost?

What will the cost of attending Southwestern Oklahoma State University be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
In-state Tuition	$6,368
Out-of-State Tuition	$13,478
Room and Board	$6,380
Board Only	$3,348
Other expenses	$4,014

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

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Southwestern Oklahoma State University Financial Aid

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In 2023, 1,574 of the 3,761 undergrads enrolled received financial aid. Southwestern Oklahoma State University meets 69% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $9,954 a year. Around 49% of Southwestern Oklahoma State University undergrads take out student loans to cover any remaining costs. Southwestern Oklahoma State University graduates who have student loans graduate with an average of $27,638 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$26,744
Private Loans	$16,665

Most Common Loans for Southwestern Oklahoma State University Students
Federal Loans	48%
Private loans	4%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Southwestern Oklahoma State University financial aid, keep reading, or visit their financial aid website.

Scholarships at Southwestern Oklahoma State University

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Southwestern Oklahoma State University awarded 1,491 need-based scholarships to students, giving away total of $16.3 million to help students with financial need cover the cost of school. An additional $3.65 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of Southwestern Oklahoma State University

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Southwestern Oklahoma State University students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Southwestern Oklahoma State University was $9,954 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Southwestern Oklahoma State University seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$-383
Net In-state, Off-campus	$6,539
Out-of-State, On-Campus	$16,681

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending Southwestern Oklahoma State University really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the Southwestern Oklahoma State University's net cost calculator on their website.

Southwestern Oklahoma State University Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Does Southwestern Oklahoma State University Offer Tuition Waivers?

Schools sometimes waiver tuition for certain groups, to offset the cost of attending. Some colleges offer tuition waivers for employees and their family members, underrepresented students, or military students. Even with a tuition waiver, students are usually responsible for housing, meal plans, and other expenses.

Check the financial aid website for more information on payment plans and tuition waivers.

Southwestern Oklahoma State University's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

Southwestern Oklahoma State University's endowment was valued at $28.5 million in 2023, compared to a national average of $905 million. The school spends $8,877 for each full-time student enrolled.

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Learn More About Southwestern Oklahoma State University

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