Southwest Mississippi Community College

In 2003, SMCC's tuition was $3,360 a year for in-state students and $6,060 a year for out-of-state students.

Usually, colleges raise tuition about 3% each year.

If these numbers seem daunting, remember, the displayed price of tuition does not always tell the full story. Many students owe way less than the total tuition after grants, scholarships, and tuition discounts are applied. Plus, student loans can make theactual cost of attending college feel more doable until after graduation.

For information on Southwest Mississippi Community College's financial aid options for first-year students, check with the school directly.

In-state vs. Out-of-state Tuition at Southwest Mississippi Community College

Southwest Mississippi Community College is a public, state institution, so it offers a reduced tuition rate of $3,360 for students who qualify as state residents and attend full-time.

Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a college where you qualify for in-state tuition can cut the cost of college tuition. Take the time to check your state's criteria for in-state tuition. Every state has its own rules about what makes someone eligible for in-state tuition. Most states require students to have resided in the state for a certain period of time before qualifying. There may be additional requirements as well, depending on the state you and your parents currently reside in.

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Southwest Mississippi Community College International Student Tuition

Tuition at Southwest Mississippi Community College is the same for each student.

International students usually do not qualify for for federal financial aid, but should research private or Southwest Mississippi Community College-specific grants, scholarships, and other funding opportunities.

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Southwest Mississippi Community College Housing Expenses, Fees, and More

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Tuition is not the only cost of attending college; room and board, books, transportation and fees are also costs it consider when budgeting for college. Let's take a look at what impacts these costs, and what to expect at Southwest Mississippi Community College.

Room and Board Costs at Southwest Mississippi Community College

Housing and campus dining at Southwest Mississippi Community College is $4,350 a year. This covers the cost of living in dorms or other on-campus housing, and a meal plan that enables you to eat in the Southwest Mississippi Community College's on-campus cafeterias and dining halls.

Meal-plan costs vary based on on the number of meals you intend to eat on-campus

Cost of Books at Southwest Mississippi Community College

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The real cost of books and supplies depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy used textbooks and materials.

Annual Fees

The majority of colleges charge some yearly fees to offsets cost associated with maintaining facilties, like the computer labs and libraries, athletic facilities, and more.

There may be optional fees associated with participating in certain activities, like Greek Life, or participating in sports or other extracurriculars. Most colleges offer resources so that those with financial need to find ways to lower or eliminate these fees.

The Cost of Transportation at Southwest Mississippi Community College

The cost of transportation in college depends on a few key factors. Will you take a subway, car or an airplane to get to school? Will you need to pay to park on-campus? Is the campus easy to get around on foot? Do you plan to bring a car or are you planning to use busses, subways, or other modes of transportation? All of these factors can drastically impact your transportation budget. At Southwest Mississippi Community College, freshman are allowed to park on campus.

The location of a college or university can also have a big effect on transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, transportation in a city could be costly, but cities may offer more trains, busses or affordable flights to actually get to school. Southwest Mississippi Community Collegeis in a rural area in MS, not far from New Orleans and LA.

Other Costs

When estimating your budget for college, don’t forget to consider personal expenses, like entertainment, clothes, furnishings and toiletries.

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Total Tuition and Expenses at Southwest Mississippi Community College

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Now, let’s look at the breakdown of all expenses, to get a better idea of how much students can expect to shell out for Southwest Mississippi Community College.

Total Cost of Southwest Mississippi Community College

What will the cost of attending Southwest Mississippi Community College be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
In-state Tuition	$3,360
Out-of-State Tuition	$6,060
Room and Board	$4,350

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

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Financial Aid at Southwest Mississippi Community College

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Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Southwest Mississippi Community College financial aid, keep reading, or visit their financial aid website.

Scholarships at Southwest Mississippi Community College

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

Southwest Mississippi Community College Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Southwest Mississippi Community College students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Southwest Mississippi Community College seem more manageable.

What will attending Southwest Mississippi Community College really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the Southwest Mississippi Community College's net cost calculator on their website.

Southwest Mississippi Community College Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Does Southwest Mississippi Community College Offer Tuition Waivers?

Schools sometimes waiver tuition for certain groups, to offset the cost of attending. Some colleges offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even with a tuition waiver, students are usually responsible for housing, meal plans, and other expenses.

Check the financial aid website for more information on payment plans and tuition waivers.

Southwest Mississippi Community College's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

For more information about Southwest Mississippi Community College's endowment, check with the school directly.

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Learn More About Southwest Mississippi Community College

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