Northern Michigan University

In 2022, tuition for full-time Northern Michigan University students was $11,796 a year for in-state students and $17,292 a year for out-of-state students.

Usually, college tuition goes up about 3% every year.

Remember, the total cost of tuition isn't necessarily what you will have to pay to attend a school. Many students find the actual cost of college is much less than the sticker price after grants, scholarships, and tuition discounts are awarded. Additionally, student loans can make theactual cost of attending college more manageable until you're done with college.

International students can expect to pay 17,292 per year for tuition at Northern Michigan University.

Northern Michigan University meets 59.7% of the demonstrated financial need for undergraduates. First-year students that attend Northern Michigan University full-time are awarded $12,348 a year in financial aid, on average.

The average student debt for graduates in the class of 2023 was around $32,014 per student, not including those with no debt.

In-state vs. Out-of-state Tuition at Northern Michigan University

Northern Michigan University is a public, state institution, which means it offers a reduced tuition rate of $11,796 for in-state students who attend full-time.Non-Michigan residents can expect to pay 17,292 per year for tuition.

Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a school where you qualify for the reduced tuition offered to state residentscan drastically reduce the cost of tuition, as well as loans and interest owed. Be sure to confirm your state's guidelines for how to qualify for as an in-state resident. Each state has different requirements to qualify as in-state resident. Most states require students to have resided in the state for a certain period of time before qualifying. There may be additional requirements too, depending on the state you and your parents currently live in.

Explore other Michigan colleges

Northern Michigan University International Student Tuition

Northern Michigan University has the same tuition for international students as for those from out of state.

International students at Northern Michigan University usually pay around $17,292 per year, before any scholarships, grants or other financial aid.

International students usually do not qualify for for federal financial aid, but should research private or school-specific aid and scholarships.

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

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Northern Michigan University Housing Expenses, Fees, and More

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Tuition is not the only cost of attending college; room and board, books, transportation and fees are also costs it consider when budgeting for college. Let's take a look at what impacts these costs, and what to expect at Northern Michigan University.

Room and Board Costs at Northern Michigan University

Housing and campus dining at Northern Michigan University costs $12,150 a year. This includes the cost of living in dorms or other on-campus housing, plus a meal plan that enables you to eat in the school dining halls. Students who do not live on-campus but would like to be able to eat in the campus dining can pay for a meal plan. The cost of board-only is $5,180.

Board costs may vary depending on how many meals are included in the plan you choose.

Cost of Books at Northern Michigan University

The cost of books often surprises first-year college students. The real cost of books depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy used textbooks and materials.

Yearly Fees

Most schools charge some yearly fees to offsets cost associated with maintaining facilties, like the library, gym and computer labs.

Keep in mind, there could also be other costs associated with participating in certain activities, like joining a fraternity or sorority, or participating in sports or other extracurriculars. Many schools have ways so that those who may struggle to participate because of cost can get help covering these fees.

Planes, Trains, and Automobiles: Transportation costs at Northern Michigan University

The total cost of transportation in college can really vary. Will you drive, fly, or take public transportation to school? Is on-campus parking free, or will you need to budget for parking? Is the campus walkable? Do you own a car, or will you need to use public transportation? All of these questions can drastically impact your estimated cost of transportation. At Northern Michigan University, freshman are allowed to park on campus.

A school's location can also have a big effect on transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand getting around in an urban area can be pricey, but cities may offer more trains, busses and low-cost flight options to actually get to school. Northern Michigan Universityis in a town in Michigan.

Other Costs

When budgeting for college, don’t forget to factor in personal expenses, like entertainment, clothes, furnishings and toiletries.

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Total Tuition and Expenses at Northern Michigan University

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Now, let’s do a rundown of all of the costs associated with college, to get a better idea of how much students can expect to shell out for Northern Michigan University.

Total Cost of Northern Michigan University

What will the cost of attending Northern Michigan University be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
In-state Tuition	$11,796
Out-of-State Tuition	$17,292
Room and Board	$12,150
Board Only	$4,974
Other expenses	$1,740

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

Northern Michigan University’s tuition and fees change based on: •Campus location for full-time and part-time students •Academic program for both full and part-time students •Course load for both full and part-time students

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Northern Michigan University Financial Aid

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The majority of Northern Michigan University undergrads use financial aid to to cover the cost of tuition. In 2023, 3,459 of the 6,434 undergrads enrolled received financial aid. Northern Michigan University meets 59.7% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $12,348 a year. Around 69.7% of Northern Michigan University undergrads take out student loans to cover any remaining costs. Northern Michigan University graduates who have student loans graduate with an average of $32,014 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$22,417
Private Loans	$31,802

Most Common Loans for Northern Michigan University Students
Federal Loans	68.7%
Private loans	21.8%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Northern Michigan University financial aid, keep reading, or visit their financial aid website.

Scholarships at Northern Michigan University

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Northern Michigan University awarded 2,386 need-based scholarships to students, giving away total of $13 million to help students with financial need cover the cost of school. An additional $20.25 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Northern Michigan University Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Northern Michigan University students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Northern Michigan University was $12,348 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Northern Michigan University seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$1,842
Net In-state, Off-campus	$7,014
Out-of-State, On-Campus	$19,686

What will attending Northern Michigan University really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the Northern Michigan University's net cost calculator on their website.

Northern Michigan University Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Northern Michigan University does not have guaranteed tuition.

Northern Michigan University offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Northern Michigan University Tuition Waivers

Schools sometimes offer tuition waivers to certain groups, to offset the cost of attending. Some schools offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even with a tuition waiver, other expenses and fees are the responsibility of the student.

Northern Michigan University has some full or partial tuition waivers available for: - Employees or Children of Employees

Check the financial aid website for more information on payment plans and tuition waivers.

Northern Michigan University's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

Northern Michigan University's endowment was valued at $53 million in 2023, compared to a national average of $905 million. For each full-time student, Northern Michigan University spends about $7,861 a year.

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Learn More About Northern Michigan University

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To learn more about Northern Michigan University, choose from the options below:

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