Murray State University

In 2022, tuition for full-time students at Murray State University was $9,708 a year for in-state students and $14,742 a year for out-of-state students.

Usually, college tuition goes up about 3% every year.

Remember, the total cost of tuition isn't the final cost for attending college. Many students find the actual cost of college is much less than the sticker price after grants, scholarships, and tuition discounts are awarded. Plus, student loans can make theactual cost of attending college more manageable until you've finishing school and found a job.

Tuition for international students at Murray State University is $14,742 per year.

Murray State University meets 47% of the demonstrated financial need for undergraduates. First-year students that attend Murray State University full-time are awarded $14,372 a year in financial aid, on average.

Graduates in the class of 2023 had an average of $27,493 in student loans per borrower.

In-state vs. Out-of-state Tuition at Murray State University

Murray State University is a public, state institution, which means it offers a reduced tuition rate of $9,708 for students who qualify as state residents and attend full-time. For students who are not considered KY-residents, out-of-state tuition is $14,742 a year.

Public colleges and universities receive funding from the state government. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a school where you qualify for the reduced tuition offered to state residentscan save students a lot of money on the total cost of attending college. Take the time to check your state's requirements for as an in-state resident. Each state has different requirements to qualify as in-state resident. The most common requirement is that students must have lived in the state for a full year before starting school. There may be other criteria as well, depending on the state you and your parents currently reside in.

Explore other KY colleges

Murray State University International Student Tuition

Murray State University has the same tuition for international students as for those from out of state.

International students at Murray State University can expect to pay around $14,742 per year, before any scholarships, grants or other financial aid.

Students from outside of the U.S. are not eligible for federal financial aid, but may be eligible for private or school-specific grants, scholarships, and other funding opportunities. International students who demonstrate financial need may be eligible for the following types of financial support at Murray State University:

•On-campus jobs •Loans from outsideMurray State University •Athletic Awards •Murray State University-specific scholarships •International Students Tuition Waivers

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

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Murray State University Housing Expenses, Fees, and More

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In addition to the cost of tuition, room and board, books, transportation and fees are also costs it consider when estimating the cost of attendance for college. Let's take a look at what impacts these costs, and what to expect at Murray State University.

Room and Board Costs at Murray State University

Housing and campus dining at Murray State University is $12,534 a year. This number covers the cost of living in dorms or other on-campus housing, plus a dining plan that enables you to eat all or some of your meals the Murray State University's on-campus cafeterias and dining halls.

Board costs vary based on on how many meals are included in the plan you choose.

Cost of Books at Murray State University

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The actual cost of books and supplies depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Annual Fees

Most schools charge some yearly fees to offsets cost associated with maintaining facilties, like the library, gym and computer labs.

Keep in mind, there could also be optional fees associated with participating in special activities, like Greek Life, or participating in sports or other extracurriculars. Many schools have resources for students with demonstrated need to get help covering these costs.

Planes, Trains, and Automobiles: Transportation costs at Murray State University

The total cost of transportation in college can really vary. Will you take a subway, car or an airplane to get to school? Will you need to pay to park on-campus? Is the campus walkable? Do you plan to bring a car or are you planning to use busses, subways, or other modes of transportation? All of these factors can drastically impact your transportation budget. At Murray State University, freshman are allowed to park on campus.

The location of a college or university can also have a big effect on transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, getting around in a city may be costly, but there may be more trains, busses or affordable flights to actually get to school. The Murray State University campus is located in a town in KY, near Nashville.

Other Costs

When budgeting for college, don’t forget to take into account the cost of things like entertainment, clothes, furnishings and toiletries.

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The Full Cost of Attending Murray State University

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Now, let’s do a rundown of all of the costs associated with college, to get a better estimate of the actual cost of attending Murray State University.

Total Cost of Murray State University

What will the cost of attending Murray State University be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
In-state Tuition	$9,708
Out-of-State Tuition	$14,742
Room and Board	$12,534
Other expenses	$2,200

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

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Financial Aid at Murray State University

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The majority of Murray State University undergrads use financial aid to to cover the cost of tuition. In 2023, 3,939 of the 7,759 undergrads enrolled received financial aid. Murray State University meets 47% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $14,372 a year. Around 47% of Murray State University undergrads take out student loans to cover any remaining costs. Murray State University graduates who have student loans graduate with an average of $27,493 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$21,228
Private Loans	$28,565

Most Common Loans for Murray State University Students
Federal Loans	45%
Private loans	12%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Murray State University financial aid, keep reading, or visit their financial aid website.

Scholarships at Murray State University

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Murray State University awarded 3,729 need-based scholarships to students, giving away total of $35.3 million to help students with financial need cover the cost of school. An additional $24.55 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of Murray State University

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Murray State University students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Murray State University was $14,372 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Murray State University seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$-3,202
Net In-state, Off-campus	$-3,564
Out-of-State, On-Campus	$16,204

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending Murray State University really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the Murray State University's net cost calculator on their website.

Murray State University Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Does Murray State University Offer Tuition Waivers?

Schools sometimes offer tuition waivers to certain groups, to make attending more affordable. Some schools offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even with a tuition waiver, students are usually responsible for housing, meal plans, and other expenses.

Murray State University has some full or partial tuition waivers available for: - International Students

Check the financial aid website for more information on payment plans and tuition waivers.

Murray State University's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

For more information about Murray State University's endowment, check with the school directly. The school spends $8,858 for each full-time student enrolled.

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Learn More About Murray State University

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