Massachusetts College of Liberal Arts

In 2022, tuition for full-time students at Massachusetts College of Liberal Arts was $1,030 a year for in-state students and $20,830 a year for out-of-state students.

On average, colleges raise tuition about 3% each year.

Remember, the total cost of tuition isn't the final cost for attending college. Many students owe much less than the sticker price after grants, scholarships, and tuition discounts are applied. And, student loans can make theprice of collegefeel more doable until you're done with college.

Massachusetts College of Liberal Arts meets 85% of the demonstrated financial need for undergraduates. First-year students that attend Massachusetts College of Liberal Arts full-time are awarded $20,465 a year in financial aid, on average.

In 2020, students graduated with an average of $28,721 in student loans for each student with debt.

Does Massachusetts College of Liberal Arts Offer In-State and Out-of-State Tuition?

Massachusetts College of Liberal Arts is a public, state institution, so it offers a reduced tuition rate of $1,030 for students who qualify as state residents and attend full-time.

Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a college where you qualify for in-state tuition can cut the cost of college tuition. Don't forget to confirm your state's criteria for in-state tuition. Every state has its own rules about what makes someone eligible for in-state tuition. The most common requirement is that students must have lived in the state for a full year before starting school. There may be other criteria too, depending on where you live.

Explore other Massachusetts colleges

Is Massachusetts College of Liberal Arts's Tuition Different for International Students?

Tuition at Massachusetts College of Liberal Arts is the same for all students.

International students usually do not qualify for for loans or grants from the U.S. government, but may qualify for private or Massachusetts College of Liberal Arts-specific aid and scholarships.

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Massachusetts College of Liberal Arts Living Expenses, Fees, and More

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Tuition is not the only cost of attending college; room and board, books, transportation and fees are also costs it consider when planning for college. Let's take a look at what impacts these costs, and what to expect at Massachusetts College of Liberal Arts.

House and Food Costs at Massachusetts College of Liberal Arts

Meal-plan costs may vary depending on the number of meals you intend to eat on-campus

Cost of Books at Massachusetts College of Liberal Arts

The cost of books often surprises first-year college students. The actual cost of books depends on the courses you take and what kinds of books and materials they require. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Annual Fees

The majority of colleges charge some yearly fees to help cover the cost of facilties, like the computer labs and libraries, athletic facilities, and more.

Keep in mind, there could also be other costs associated with participating in certain activities, like Greek Life, or participating in sports or other extracurriculars. Most colleges have resources so that those who may struggle to participate because of cost can get help covering these costs.

Transportation costs

The cost of getting around in college can really vary. Will you take a subway, car or an airplane to get to school? Will you need to pay to park on-campus? Is the campus easy to get around on foot? Do you own a car, or will you need to use busses, subways, or other modes of transportation? All of these factors can make a big difference in your estimated cost of transportation. At Massachusetts College of Liberal Arts, freshman are allowed to park on campus.

The location of a college or university can impact your transportation budget. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand transportation in an urban area is often costly, but cities may offer more buses, trains and affordable flights to actually get to school. Massachusetts College of Liberal Artsis located in a town in Massachusetts, not far from Albany-Schenectady-Troy New York Metro Area.

Other Costs

When creating a budget for college, be sure to factor in personal expenses, like going out to eat or see shows, furnishing your living space, and things like haircuts, clothes and, yes, even toilet paper and shampoo.

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Total Tuition and Expenses at Massachusetts College of Liberal Arts

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Now, let’s look at the breakdown of all expenses, to get a better estimate of what is really costs to go to Massachusetts College of Liberal Arts.

Total Cost of Massachusetts College of Liberal Arts

What will the cost of attending Massachusetts College of Liberal Arts be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
In-state Tuition	$1,030
Out-of-State Tuition	$20,830

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

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Massachusetts College of Liberal Arts Financial Aid

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The majority of Massachusetts College of Liberal Arts undergrads use financial aid to to cover the cost of tuition. In 2023, 506 of the 838 undergrads enrolled received financial aid. Massachusetts College of Liberal Arts meets 85% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $20,465 a year. Around 83% of Massachusetts College of Liberal Arts undergrads take out student loans to cover any remaining costs. Massachusetts College of Liberal Arts graduates who have student loans graduate with an average of $28,721 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$24,623
State Loans	$2,889
Private Loans	$22,564

Most Common Loans for Massachusetts College of Liberal Arts Students
Federal Loans	82%
State loans	6%
Private loans	15%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Massachusetts College of Liberal Arts financial aid, keep reading, or visit their financial aid website.

Scholarships at Massachusetts College of Liberal Arts

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Massachusetts College of Liberal Arts awarded 457 need-based scholarships to students, giving away total of $5.8 million to help students with financial need cover the cost of school. An additional $520,000 in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of Massachusetts College of Liberal Arts

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Massachusetts College of Liberal Arts students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Massachusetts College of Liberal Arts was $20,465 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Massachusetts College of Liberal Arts seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$-39,900
Net In-state, Off-campus	$-19,435
Out-of-State, On-Campus	$365

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending Massachusetts College of Liberal Arts really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the Massachusetts College of Liberal Arts's net cost calculator on their website.

Massachusetts College of Liberal Arts Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Massachusetts College of Liberal Arts Tuition Waivers

Schools sometimes waiver tuition for certain groups, to offset the cost of attending. Some colleges offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even if you qualify for a waiver, students are usually responsible for housing, meal plans, and other expenses.

Check the financial aid website for more information on payment plans and tuition waivers.

Massachusetts College of Liberal Arts's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

For more information about Massachusetts College of Liberal Arts's endowment, check with the school directly.

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Learn More About Massachusetts College of Liberal Arts

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Click below to find out more about the admissions requirements and deadlines, student life, academics, majors and more.

Overview

Student Life

Academics

Admissions

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