Frostburg State University

In 2022, Frostburg State University's tuition was $7,110 a year for in-state students and $22,292 a year for out-of-state students.

Usually, colleges raise tuition about 3% each year.

Remember, the total cost of tuition isn't the final cost for attending college. Many students owe way less than the sticker price after grants, scholarships, and tuition discounts are awarded. Plus, student loans can make theprice of collegemore manageable until you've finishing school and found a job.

Frostburg State University meets 63% of the demonstrated financial need for undergraduates. The average financial aid package for a full-time, first-year student at Frostburg State University is around $12,486 a year.

In 2020, students graduated with an average of $24,081 in student loans for each student with debt.

In-state vs. Out-of-state Tuition at Frostburg State University

Frostburg State University is a public, state institution, which means it offers a reduced tuition rate of $7,110 for in-state students who attend full-time.

Public colleges and universities receive funding from the state government. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Attending an insitution where you qualify for in-state tuition can save students a lot of money on the cost of tuition, as well as loans and interest owed. Be sure to check your state's requirements for as an in-state resident. Every state has its own rules about what makes someone eligible for in-state tuition. In many states, students must have lived in the state for 12 months before starting school to qualify for in-state tuition. There may be other criteria too, depending on where you live.

Explore other Maryland colleges

Frostburg State University International Student Tuition

Frostburg State University has the same tuition for international students as for those from out of state.

Students from outside of the U.S. are not eligible for loans or grants from the U.S. government, but may qualify for private or Frostburg State University-specific aid and scholarships. International students who demonstrate financial need may qualify for the following types of financial support at Frostburg State University:

•Frostburg State University-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships.

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Frostburg State University Housing Expenses, Fees, and More

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Tuition is not the only cost of attending college; room and board, books, transportation and fees are also costs it consider when estimating the cost of attendance for college. Let's take a look at what impacts these costs, and what to expect at Frostburg State University.

House and Food Costs at Frostburg State University

Housing and campus dining at Frostburg State University costs $11,352 a year. This covers the cost of living in dorms or other on-campus housing, plus a dining plan that allows you to eat in the Frostburg State University's on-campus cafeterias and dining halls.

Meal-plan costs vary based on on the number of meals you intend to eat on-campus

How Much Do Books Cost at Frostburg State University?

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The actual cost of books and supplies depends on the courses you take and what kinds of books and materials they require. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Annual Fees

The majority of colleges also have fees to help cover the cost of facilties, like the library, gym and computer labs.

Keep in mind, there could also be other costs associated with participating in special activities, like Greek Life, or playing on an intramural sports team. Most colleges offer ways for students with demonstrated need to get help covering these fees.

Planes, Trains, and Automobiles: Transportation costs at Frostburg State University

The cost of getting around in college can really vary. Will you drive, fly, or take public transportation to school? Will you need to pay to park on-campus? Is the campus walkable? Do you own a car, or are you planning to use public transportation? All of these questions can make a big difference in your estimated cost of transportation. At Frostburg State University, freshman are allowed to park on campus.

Where are a college is located can also have a big effect on the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand getting around in a city might be costly, but cities may offer more trains, busses and affordable flights to actually get to school. The Frostburg State University campus is located in a town in Maryland, not far from Baltimore and Washington and DC.

Other Costs

When estimating your budget for college, be sure to factor in the cost of things like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.

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Financial Breakdown for Frostburg State University

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Now, let’s go over all of the costs we've covered, to get a better estimate of how much students can expect to shell out for Frostburg State University.

How Much Does Frostburg State University Cost?

What will the cost of attending Frostburg State University be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
In-state Tuition	$7,110
Out-of-State Tuition	$22,292
Room and Board	$11,352

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

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Financial Aid at Frostburg State University

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The majority of Frostburg State University undergrads use financial aid to to cover the cost of tuition. In 2023, 2,071 of the 3,704 undergrads enrolled received financial aid. Frostburg State University meets 63% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $12,486 a year. Around 62% of Frostburg State University undergrads take out student loans to cover any remaining costs. Frostburg State University graduates who have student loans graduate with an average of $24,081 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$20,463
Private Loans	$22,631

Most Common Loans for Frostburg State University Students
Federal Loans	61%
Private loans	11%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Frostburg State University financial aid, keep reading, or visit their financial aid website.

Scholarships at Frostburg State University

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Frostburg State University awarded 1,553 need-based scholarships to students, giving away total of $13.3 million to help students with financial need cover the cost of school. An additional $5.91 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of Frostburg State University

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Frostburg State University students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Frostburg State University was $12,486 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Frostburg State University seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$-3,622
Net In-state, Off-campus	$-2,488
Out-of-State, On-Campus	$24,046

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending Frostburg State University really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the Frostburg State University's net cost calculator on their website.

Frostburg State University Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Frostburg State University Tuition Waivers

Schools sometimes offer tuition waivers to certain groups, to offset the cost of attending. Some colleges offer tuition waivers for employees and their family members, underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.

Check the financial aid website for more information on payment plans and tuition waivers.

Frostburg State University's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

Frostburg State University's endowment was valued at $40.1 million in 2023, compared to a national average of $905 million. The school spends $7,284 for each full-time student enrolled.

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Learn More About Frostburg State University

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