Earlham College

Usually, college tuition goes up about 3% every year.

Remember, the total cost of tuition isn't necessarily what you will have to pay to attend a school. Many students pay much less than the total tuition after grants, scholarships, and tuition discounts are applied. Plus, student loans can make theprice of collegemore manageable until after graduation.

Earlham College meets 65% of the demonstrated financial need for undergraduates. First-year students that attend Earlham College full-time are awarded $42,330 a year in financial aid, on average.

In 2020, students graduated with an average of $4,157 in student loans for each student with debt.

Earlham College: In-state vs. Out-of-State Tuition

Earlham College is a private, religious institution, which means it has the same tuition for residents of Indiana as it does for students who live in other states.

Public colleges and universities receive funding from the state government. Public insitutions often offer reduced tuition for those who qualify as Indiana residents.

Choosing a college where you qualify for in-state status can cut the cost of college tuition. Take the time to confirm your state's rules for in-state tuition. Each state has different requirements to qualify as in-state resident. Most states require students to have resided in the state for a certain period of time before qualifying. There may be other criteria as well, depending on where you live.

Explore other Indiana colleges

Do International Students Pay More to Go to Earlham College?

Earlham College has the same tuition for international students as for those from out of state.

Students from outside of the U.S. usually do not qualify for for federal financial aid, but may qualify for private or school-specific aid and scholarships. International students who demonstrate financial need may qualify for the following types of financial support at Earlham College:

•On-campus jobs •Earlham College-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships.

---

Earlham College Housing Expenses, Fees, and More

---

In addition to the cost of tuition, room and board, books, transportation and fees are also costs it consider when estimating the cost of attendance for college. Let's take a look at what impacts these costs, and what to expect at Earlham College.

House and Food Costs at Earlham College

Board costs vary based on on the number of meals you intend to eat on-campus

Cost of Books at Earlham College

The cost of books often surprises first-year college students. The actual cost of books and supplies depends on the courses you take and what kinds of books and materials they require. To save money, many students choose to use books from the library or buy used textbooks and materials.

Yearly Fees

Most schools also have fees to help cover the cost of facilties, like the computer labs and libraries, athletic facilities, and more.

There may be other costs associated with participating in special activities, like joining a fraternity or sorority, or participating in sports or other extracurriculars. Many schools offer ways so that those with demonstrated need to get help covering these fees.

Transportation costs

The total cost of transportation in college depends on a few key factors. Will you take a subway, car or an airplane to get to school? Will you need to pay to park on-campus? Is the campus small enough that you can easily walk from class-to-class?? Do you own a car, or are you planning to use public transportation? All of these questions can drastically impact your transportation budget. At Earlham College, freshman are allowed to park on campus.

A school's location can also have a big effect on your transportation budget. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, transportation in a city may be expensive, but cities may offer more buses, trains and low-cost flight options to actually get to school. The Earlham College campus is in a town in Indiana, near Cincinnati and Indianapolis and Dayton.

Other Costs

When estimating your budget for college, be sure to take into account the cost of things like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.

---

Financial Breakdown for Earlham College

---

Now, let’s look at the breakdown of all expenses, to get a better estimate of what is really costs to go to Earlham College.

Total Cost of Earlham College

What will the cost of attending Earlham College be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

---

Earlham College Financial Aid

---

The majority of Earlham College undergrads use financial aid to help pay for school. In 2023, 463 of the 612 undergrads enrolled received financial aid. Earlham College meets 65% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $42,330 a year. Around 66% of Earlham College undergrads take out student loans to cover any remaining costs. Earlham College graduates who have student loans graduate with an average of $4,157 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$3,518
Private Loans	$16,178

Most Common Loans for Earlham College Students
Federal Loans	65%
Private loans	6%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Earlham College financial aid, keep reading, or visit their financial aid website.

Scholarships at Earlham College

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Earlham College awarded 463 need-based scholarships to students, giving away total of $16.1 million to help students with financial need cover the cost of school. An additional $7.89 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Earlham College Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Earlham College students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Earlham College was $42,330 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Earlham College seem more manageable.

What will attending Earlham College really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the Earlham College's net cost calculator on their website.

Earlham College Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Earlham College Tuition Waivers

Schools sometimes waiver tuition for certain groups, to make attending more affordable. Some colleges offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.

Check the financial aid website for more information on payment plans and tuition waivers.

Earlham College's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

Earlham College's endowment was valued at $425.4 million in 2023, compared to a national average of $905 million. For each full-time student, Earlham College spends about $25,840 a year.

---

Learn More About Earlham College

---

Click below to find out more about the admissions requirements and deadlines, student life, academics, majors and more.

Overview

Student Life

Academics

Admissions

Visit the College Confidential forums to join the conversation about Earlham College