Cumberland University

In 2015, Cumberland University's tuition was $25,200 a year.

Tuition increased 3.55% in 2023–from $24,336 the previous year. On average, college tuition goes up about 3% every year.

If these numbers seem daunting, remember, the total cost of tuition isn't necessarily what you will have to pay to attend a school. Many students owe much less than the total tuition after grants, scholarships, and tuition discounts are applied. Plus, student loans can make theactual cost of attending college feel more doable until after graduation.

Cumberland University meets 69% of the demonstrated financial need for undergraduates. The average financial aid package for a full-time, first-year student at Cumberland University is around $18,281 a year.

In 2020, students graduated with an average of $25,827 in student loans for each student with debt.

In-state vs. Out-of-state Tuition at Cumberland University

Cumberland University is a private, nonprofit institution, so it has the same tuition for residents of Tennessee as it does for students who live in other states.

Public colleges and universities receive funding from the state government. Public insitutions often offer a lower cost of attendance for those who qualify as Tennessee residents.

Attending an insitution where you are eligible for the reduced tuition offered to state residentscan save significant money on the overall cost of college. Don't forget to confirm your state's eligibility criteria for as an in-state resident. Every state has its own rules about what makes someone eligible for in-state tuition. The most common requirement is that students must have lived in the state for a full year before starting school. There may be other criteria too, depending on where you live.

Explore other Tennessee colleges

Cumberland University International Student Tuition

Cumberland University has the same tuition for international students as for those from out of state.

Students from outside of the U.S. are not eligible for loans or grants from the U.S. government, but should research private or Cumberland University-specific aid and scholarships.

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

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Cumberland University Room, Board, Fees, and More

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Tuition is not the only cost of attending college; there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Cumberland University.

House and Food Costs at Cumberland University

Room and board at Cumberland University costs $9,400 a year. This number includes the cost of living in dorms or other on-campus housing, plus a dining plan that enables you to eat in the Cumberland University's on-campus cafeterias and dining halls. Students who live off campus but still want to use the dining facilities can choose to be on a meal plan. The cost of a mean plan, or board-only, is $4,000.

Meal-plan costs may vary depending on the number of meals you intend to eat on-campus

How Much Do Books Cost at Cumberland University?

The cost of books often surprises first-year college students. The real cost of books and supplies depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy used textbooks and materials.

Yearly Fees

Most schools also have fees to help cover the cost of facilties, like the library, gym and computer labs.

There may be additional fees associated with participating in special activities, like Greek Life, or playing on an intramural sports team. Most colleges offer ways so that those with demonstrated need to find ways to lower or eliminate these costs.

Transportation costs

The cost of getting around in college depends on a few key factors. Will you drive, fly, or take public transportation to school? Will you need to pay to park on-campus? Is the campus walkable? Do you plan to bring a car or will you need to use public transportation? All of these questions can make a big difference in your transportation budget. At Cumberland University, freshman are allowed to park on campus.

The location of a college or university can also have a big effect on transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, getting around in a city could be expensive, but there may be more buses, trains and low-cost flight options to actually get to school. The Cumberland University campus is in a town in Tennessee, near Nashville.

Other Costs

When estimating your budget for college, don’t forget to take into account the cost of things like entertainment, clothes, furnishings and toiletries.

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The Full Cost of Attending Cumberland University

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Now, let’s go over all of the costs we've covered, to get a better estimate of how much students can expect to shell out for Cumberland University.

How Much Does Cumberland University Cost?

What will the cost of attending Cumberland University be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
Tuition	$25,200
Room and Board	$9,400
Board Only	$5,400

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$37,000
Off-Campus	$33,000

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

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Cumberland University Financial Aid

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The majority of Cumberland University undergrads use financial aid to to cover the cost of tuition. In 2023, 910 of the 1,254 undergrads enrolled received financial aid. Cumberland University meets 69% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $18,281 a year. Around 63% of Cumberland University undergrads take out student loans to cover any remaining costs. Cumberland University graduates who have student loans graduate with an average of $25,827 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$26,745
Private Loans	$0

Most Common Loans for Cumberland University Students
Federal Loans	63%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Cumberland University financial aid, keep reading, or visit their financial aid website.

Scholarships at Cumberland University

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Cumberland University awarded 430 need-based scholarships to students, giving away total of $2.7 million to help students with financial need cover the cost of school. An additional $6.66 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of Cumberland University

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Cumberland University students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Cumberland University was $18,281 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Cumberland University seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$18,719
Off-Campus	$14,719

What will attending Cumberland University really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the Cumberland University's net cost calculator on their website.

Cumberland University Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Cumberland University offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Does Cumberland University Offer Tuition Waivers?

Schools sometimes offer tuition waivers to certain groups, to make attending more affordable. Some schools offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even with a tuition waiver, other expenses and fees are the responsibility of the student.

Check the financial aid website for more information on payment plans and tuition waivers.

Cumberland University's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

As of 2015, the total market value of Cumberland University's endowment was $11.5 million. The average college endowment was $905 million in 2021. The school spends $5,404 for each full-time student enrolled.

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Learn More About Cumberland University

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Click below to find out more about the admissions requirements and deadlines, student life, academics, majors and more.

Overview

Student Life

Academics

Admissions

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