The Southern Baptist Theological Seminary

In 2010, tuition for full-time students at SBTS was $11,400 a year.

Tuition was the same price in 2023 compare to the year before. Usually, college tuition rises about 3% year.

If these numbers seem daunting, remember, the total cost of tuition isn't the final cost for attending college. Many students find the actual cost of college is a lot less than the total tuition after grants, scholarships, and tuition discounts kick in. Plus, student loans can make the amount you do have to pay for college more manageable until after graduation.

The average financial aid package for a full-time, first-year student at The Southern Baptist Theological Seminary is around $840 a year.

In 2020, students graduated with an average of $18,258 in student loans for each student with debt.

Does The Southern Baptist Theological Seminary Offer In-State and Out-of-State Tuition?

The Southern Baptist Theological Seminary is a private, religious institution, so it has the same tuition for students from KY as it does for residents from other states.

Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Attending a college where you qualify for the reduced tuition offered to state residentscan save students a lot of money on the cost of tuition, as well as loans and interest owed. Be sure to verify your state's rules for in-state tuition. Each state has different requirements to qualify as in-state resident. Most states require students to have resided in the state for a certain period of time before qualifying. There may be other criteria too, depending on where you live.

Explore other KY colleges

The Southern Baptist Theological Seminary International Student Tuition

Tuition at The Southern Baptist Theological Seminary is the same for all students.

International students usually do not qualify for for federal financial aid, but should research private or school-specific aid and scholarships. International students who demonstrate financial need may qualify for the following types of financial support at The Southern Baptist Theological Seminary:

•On-campus jobs •The Southern Baptist Theological Seminary-specific loans •The Southern Baptist Theological Seminary-specific scholarships

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The Southern Baptist Theological Seminary Housing Expenses, Fees, and More

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In addition to tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at The Southern Baptist Theological Seminary.

House and Food Costs at The Southern Baptist Theological Seminary

Housing and campus dining at The Southern Baptist Theological Seminary is $7,450 a year. This number includes the cost of living in dorms or other on-campus housing, and a meal plan that allows you to eat all or some of your meals the The Southern Baptist Theological Seminary's on-campus cafeterias and dining facilities.

Meal-plan costs vary based on on how many meals are included in the plan you choose.

How Much Do Books Cost at The Southern Baptist Theological Seminary?

The cost of books often surprises first-year college students. The actual cost of books and supplies depends on the courses you take and what kinds of books and materials they require. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Annual Fees

Most schools also have fees to offsets cost associated with maintaining facilties, like the computer labs and libraries, athletic facilities, and more.

Keep in mind, there could also be other costs associated with participating in certain activities, like joining a fraternity or sorority, or participating in sports or other extracurriculars. Many schools offer resources so that those who may struggle to participate because of cost can get help covering these fees.

The Cost of Transportation at The Southern Baptist Theological Seminary

The total cost of transportation in college can really vary. Will you drive, fly, or take public transportation to school? Will you need to pay to park on-campus? Is the campus walkable? Do you plan to bring a car or will you need to use public transportation? All of these factors can drastically impact your estimated cost of transportation. At The Southern Baptist Theological Seminary, freshman are allowed to park on campus.

Where are a college is located can also have a big effect on the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, getting around in an urban area is often costly, but cities may offer more trains, busses or affordable flights to actually get to school. The Southern Baptist Theological Seminaryis in a in KY.

Other Costs

When estimating your budget for college, be sure to leave some room in your budget for the cost of things like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.

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Financial Breakdown for The Southern Baptist Theological Seminary

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Now, let’s do a rundown of all of the costs associated with college, to get a better estimate of how much students can expect to shell out for The Southern Baptist Theological Seminary.

How Much Does The Southern Baptist Theological Seminary Cost?

What will the cost of attending The Southern Baptist Theological Seminary be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
Tuition	$11,400
Room and Board	$7,450
Other expenses	$1,500

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$22,546
Off-Campus	$15,096

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

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Financial Aid at The Southern Baptist Theological Seminary

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In 2023, 67 of the 691 undergrads enrolled received financial aid.

The average financial aid package for a full-time, first-year student is around $840 a year. Around 30% of The Southern Baptist Theological Seminary undergrads take out student loans to cover any remaining costs. The Southern Baptist Theological Seminary graduates who have student loans graduate with an average of $18,258 of student loan debt.

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on The Southern Baptist Theological Seminary financial aid, keep reading, or visit their financial aid website.

Scholarships at The Southern Baptist Theological Seminary

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, The Southern Baptist Theological Seminary awarded 67 need-based scholarships to students, giving away total of $300000 thousand to help students with financial need cover the cost of school. An additional $230,000 in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of The Southern Baptist Theological Seminary

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for The Southern Baptist Theological Seminary students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at The Southern Baptist Theological Seminary was $840 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of The Southern Baptist Theological Seminary seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$21,706
Off-Campus	$14,256

What will attending The Southern Baptist Theological Seminary really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the The Southern Baptist Theological Seminary's net cost calculator on their website.

The Southern Baptist Theological Seminary Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

SBTS Tuition Waivers

Schools sometimes waiver tuition for certain groups, to offset the cost of attending. Some schools offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even if you qualify for a waiver, students are usually responsible for housing, meal plans, and other expenses.

Check the financial aid website for more information on payment plans and tuition waivers.

The Southern Baptist Theological Seminary's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

For more information about The Southern Baptist Theological Seminary's endowment, check with the school directly.

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Learn More About The Southern Baptist Theological Seminary

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