Providence College

Usually, college tuition rises about 3% year.

If this makes attending the college of your dreams seem daunting, remember, the total cost of tuition isn't necessarily what you will have to pay to attend a school. Many students find the actual cost of college is far less than the total tuition after grants, scholarships, and tuition discounts are awarded. Additionally, student loans can make thecost of college feel more doable until you're done with college.

Providence College meets 90.4% of the demonstrated financial need for undergraduates. The average financial aid package for a full-time, first-year student at Providence College is around $41,555 a year.

The average student debt for graduates in the class of 2023 was around $41,907 per student, not including those with no debt.

Does Providence College Offer In-State and Out-of-State Tuition?

Providence College is a private, religious institution, which means it has the same tuition for residents of Rhode Island as it does for students who live in other states.

Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a college where you qualify for in-state tuition can cut the cost of college tuition. Take the time to verify your state's eligibility criteria for in-state tuition. Every state has its own rules about what makes someone eligible for in-state tuition. The most common requirement is that students must have lived in the state for a full year before starting school. There may be other criteria too, depending on where you live.

Explore other Rhode Island colleges

Do International Students Pay More to Go to Providence College?

Providence College has the same tuition for international students as for those from out of state.

Students from outside of the U.S. usually do not qualify for for loans or grants from the U.S. government, but may qualify for private or school-specific aid and scholarships. International students with need may be eligible for the following types of financial support at Providence College:

•Athletic Awards •Providence College-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

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Providence College Room, Board, Fees, and More

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In addition to tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Providence College.

Room and Board Costs at Providence College

Meal-plan costs can depend on how many meals are included in the plan you choose.

How Much Do Books Cost at Providence College?

The cost of books often surprises first-year college students. The real cost of books depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy used textbooks and materials.

Yearly Fees

Most schools also have fees to help cover the cost of facilties, like the computer labs and libraries, athletic facilities, and more.

There may be other costs associated with participating in special activities, like joining a fraternity or sorority, or playing on an intramural sports team. Most colleges offer resources so that those who may struggle to participate because of cost can get help covering these costs.

Planes, Trains, and Automobiles: Transportation costs at Providence College

The total cost of transportation in college can really vary. Will you drive, fly, or take public transportation to school? Will you need to pay to park on-campus? Is the campus easy to get around on foot? Do you own a car, or will you need to use public transportation? All of these factors can drastically impact your estimated cost of transportation. Keeping in mind, first-year students are not allowed to park a car on campus.

A school's location can impact transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, getting around in an urban area is often expensive, but cities may offer more trains, busses or low-cost flight options to actually get to school. The Providence College campus is in a suburb in Rhode Island, near Boston.

Other Costs

When estimating your budget for college, don’t forget to leave some room in your budget for the cost of things like going out to eat or see shows, furnishing your living space, and things like haircuts, clothes and, yes, even toilet paper and shampoo.

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The Full Cost of Attending Providence College

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Now, let’s do a rundown of all of the costs associated with college, to get a better estimate of what is really costs to go to Providence College.

How Much Does Providence College Cost?

What will the cost of attending Providence College be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

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Providence College Financial Aid

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In 2023, 1,975 of the 4,290 undergrads enrolled received financial aid. Providence College meets 90.4% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $41,555 a year. Around 71.9% of Providence College undergrads take out student loans to cover any remaining costs. Providence College graduates who have student loans graduate with an average of $41,907 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$21,654
State Loans	$55,388
Private Loans	$58,180

Most Common Loans for Providence College Students
Federal Loans	69.3%
State loans	8.7%
Private loans	17%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Providence College financial aid, keep reading, or visit their financial aid website.

Scholarships at Providence College

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Providence College awarded 1,967 need-based scholarships to students, giving away total of $71.3 million to help students with financial need cover the cost of school. An additional $16.7 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Providence College Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Providence College students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Providence College was $41,555 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Providence College seem more manageable.

What will attending Providence College really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the Providence College's net cost calculator on their website.

Providence College Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Does Providence College Offer Tuition Waivers?

Schools sometimes offer tuition waivers to certain groups, to make attending more affordable. Some schools offer tuition waivers for employees and their family members, underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.

Check the financial aid website for more information on payment plans and tuition waivers.

Providence College's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

Providence College's endowment was valued at $316.9 million in 2023, compared to a national average of $905 million.

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Learn More About Providence College

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Click below to find out more about the admissions requirements and deadlines, student life, academics, majors and more.

Overview

Student Life

Academics

Admissions

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